PORTFOLIO MANAGER, RISK (SOUTHERN)
\nCompany Name: Botswana Savings Bank
\nReference Number
\nRISKBSB002<\/p>\n
Key Responsibilities<\/p>\n
Monitor and analyse the bank\u2019s credit portfolio performance, identifying emerging risks and trends.
\nDevelop strategies to optimize the credit portfolio, including risk-based pricing, portfolio segmentation and stress testing.
\nAssess portfolio concentration risks and recommend diversification strategies.
\nDevelop, validate and maintain IFRS9 compliant ECL models to estimate bank\u2019s credit losses..
\nWork closely with Finance & Risk teams to ensure accurate provisioning and compliance with accounting standards.
\nConduct back testing and recalibration of models to improve accuracy.
\nProvide insights on forward looking macroeconomic factors affecting credit risk and ECL estimates.
\nPrepare periodic portfolio risk reports including risk exposures, impairments and performance trends.
\nTrack key risk indicators (KRIs) and ensure timely interventions for deteriorating credit segments.
\nDevelop dashboards and data visualization tools to present portfolio risk insights to senior management.
\nConduct stress testing and scenario analysis to assess the resilience of the loan book under different economic conditions.
\nCollaborate with Finance, Treasury and Economic Research teams to incorporate relevant market factors into risk models.
\nLiaise with regulators, auditors and other stakeholders on credit risk related matters.
\nProvide data and reports required for regulatory submissions, risk audits and external assessments.
\nSupport the implementation of regulatory changes affecting credit risk management.
\nWork closely with teams including Finance, Treasury, Credit & IT to ensure alignment of risk management practices.
\nSupport digital transformation initiatives including the automation of risk reporting and credit decisioning.
\nCollaborate with Data Analytics teams to enhance predictive modelling and portfolio insights.<\/p>\n
Requirements<\/p>\n
Bachelor\u2019s Degree in Finance, Economics, Statistics, Mathematics or related field.
\nProfessional certifications such as Financial Risk Manager (FRA), Certified Financial Analyst (CFA) or Professional Risk Manager (PRM) are an added advantage.
\n5 \u2013 7 years of experience in credit risk management, portfolio management or financial modelling within a banking environment.
\nStrong expertise in IFRS9 and ECL Modelling.
\nProficiency in data analytics tools such as SAS, Python, R or SQL.
\nExperience in risk reporting, stress testing and credit risk strategy formulation.
\nStrong analytical and problem-solving skills
\nAdvanced quantitative modelling and statistical analysis capabilities.
\nProficiency in risk management frameworks and regulatory compliance.
\nAbility to communicate complex risk concepts to senior management and non-technical stakeholders.
\nHigh attention to detail and ability to work under pressure<\/p>\n
How to Apply
\nApplication link: https:\/\/bsb.mcidirecthire.com\/External\/Job?Ref=TEkBhDYErs0qhHgueWeCgtyRI-cnPLR1MRk1RR6Cpou3ktpvROhSqniBGkK6j098M9hTM_QPben6WDz0kCMKhX3Xrgc85XMgq4CyJsjuJdbaB1XudKjx0pTsv3iUoLpXt6Rtv31hnHrSbRnDmVmQ
\nREF Code: RISKBSB002<\/p>\n
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