Position: Credit Analyst (Regional)
\nNo. of positions: 01 (one)
\nPlace of Work: South Regional Operation (Hawassa)
\nOpening Date: September: 23, 2025
\nAbout the Organization:
\nVision Fund Micro Finance Institution (S.C) is an Institution established according to proclamation No. 40\/96 to provide financial services to the productive poor in the rural and urban areas of Ethiopia. Vision Fund is currently operating in five of the Regional States of the country. Vision Fund MFI is currently looking for candidates for Credit Analyst Role at South Regional Operation Office. The successful candidates will have skills and experience that meet the following requirements:<\/p>\n
JOB SUMMARY<\/p>\n
The Credit Analyst is responsible for data collection, assessment of performance of regional and Branch Offices and prepares performance reports; follows up low performing Branches and gives feedback the supervisors. He\/she also coordinates operational activities related to loan disbursement and repayment of the Company.
\n2. SPECIFIC DUTIES AND RESPPONSIBILITIES<\/p>\n
Supports and advices Branch Office staff in all areas of the core process data capturing tasks and other activities that need support of the Department;
\nSupports and guides the Branch Offices for proper data capturing procedure and reports any deviation of report from the intended one to the Area Manager
\nCollects monthly and timely status report from the Branch Offices and responsible to produce performance reports coordinating the data capturing team in a way suitable for users;
\nReviews the performances of each branch against the annual target, communicates the Branch offices for any clarification of variances on performance against the plan and submits written status and progress report to the supervisors;
\nResponsible to follow the performances of low performing branches as well as loan programs.
\nStrictly follows and reports the status of past due and delinquent loans to the Supervisors and follows the implementation of the actions to be taken to recover the loan;
\nEnsures the accuracy of performance reports and checks the accuracy of the report with the Regional financial reports and reconciles the two reports whenever there is a difference;
\nRegularly follows collection plan and performances and insuring timely utilization of funds;
\nCommunicates and provides input to the supervisors in making decision about the transfer of idle fund to branches;
\nFacilitates the fulfillment of operational formats of the branches and request for printing based on the required volume of the branches in the Regional Operation Office;
\nIdentifies possible credit risks through analysis of clients business, field supervision, referring loan repayments and predictions from informal reports; closely follows up the performance of credit: Disbursement progress; repayment progress of fresh loan; repayment progress of loan in arrears;
\nIdentifies threats and opportunities of credit operation in the fiscal year under probe and reports to the Supervisors;
\nReviews the reports of branches periodically to identify the irregularities that might occur and forwards the scrutinized challenges with the most likely solutions to the supervisors;
\nMaintains an adequate database on credit and all other relevant information;
\nReports any problem, which cannot be solved at his\/her capacity to his \/her immediate Supervisors for remedial action;
\nCarries out performance analysis using various tools;
\nTakes part on the study of new branch offices to be opened in the fiscal year;
\nPrepares the yearly operational formats requirements timely;
\nProduces timely reports on credit operation on daily, weekly, monthly and quarterly basis;
\nPerforms other duties as may be given by the Supervisor.<\/p>\n
About You<\/p>\n
3. Qualification and Technical Skill Required
\n A) EDUCATION\/TRAINING<\/p>\n
BA Degree in Banking and Finance, Accounting or related field.<\/p>\n
B) EXPERIENCE:<\/p>\n
A minimum of 4 years relevant work experience.<\/p>\n
C) TECHNICAL AND OTHER SKILLS<\/p>\n
Good teamwork;
\nDemonstrated technical ability to interact and work effectively with others at all levels;
\nBasic computer skills and excellent written and oral communication skills;
\nSelf-starter and perseverance in character;
\nBe proficient in Microsoft with excellent excel spreadsheet skills;
\nVery good communicator.
\nTerms of Employment: Permanent
\nSalary: VF MFI has an attractive salary
\nClosing Date: September 30, 2025<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"http:\/\/VFE_Vacancy@wvi.org","_company_name":"VisionFund Micro-Finance Institution S.C","_company_website":"","_company_tagline":"","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[11],"job-categories":[],"job-types":[12],"class_list":{"0":"post-1787","1":"job_listing","2":"type-job_listing","3":"status-expired","4":"hentry","5":"job_listing_region-ethiopia","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/job-listings\/1787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/media?parent=1787"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/job_listing_region?post=1787"},{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/job-categories?post=1787"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/ethiopia\/wp-json\/wp\/v2\/job-types?post=1787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}