ROLE PURPOSE<\/p>\n
\tThe job holder is responsible for executing the ALM strategy in ensuring an efficient and well-coordinated approach to managing liquidity risk and interest rate risk in the balance sheet.
\n\tContribute to the optimization of the balance sheet by ensuring adherence to internal policies, regulatory requirements and international best practices.
\n\tProvide support to the Country Treasurer in managing the overall balance sheet structure for the Group, execution, investment management portfolio (AFS and HTM), Liquidity and Funding, Interest rate risk by driving capital efficient returns and outcomes.<\/p>\n
KEY responsibilities\u00a0<\/p>\n
Treasury Strategy:<\/p>\n
\tLiquidity Management:\u00a0Oversee and enhance the treasury liquidity processes and activities to monitor and manage the bank\u2019s liquidity positions including Cash Reserve Requirement (CRR) and gap analysis, ensuring that the bank maintains desired liquidity levels and no regulatory breaches.
\n\tInterest rate risk management: Collaborate with the Country Asset and Liability Committee (ALCO) to ensure adherence to regulatory compliance requirements and mitigate potential impacts from interest rate and liquidity risks, particularly concerning IRRBB (Interest Rate Risk in the Banking Book) exposures.
\n\tProactive Risk Management: Anticipate market and regulatory challenges, implementing proactive strategies to manage and mitigate risks effectively. This includes developing and executing contingency plans for unforeseen events to ensure full compliance.
\n\tPolicy Development & Implementation: Partner with the CFO and Country Treasury to ensure effective execution of ALM policies, Guidelines and Product manuals.
\n\tBalance Sheet Management: Focus on balance sheet analytics, comprehensive forecasting, and accurate financial modelling to inform strategic decision-making and ensure efficient and effective balance sheet management.
\n\tFormulating strategies to manage banks\u2019 Liquidity and Funding position optimally:\u00a0Ensure appropriate funding profiles are achieved (diversification of funding base and lengthening of the funding profile).<\/p>\n
\u00a0Risk Management:<\/p>\n
\tRisk Appetite & Limit Management:\u00a0Monitor and escalate liquidity and IRRBB risks, ensuring strict adherence to approved limits and escalating breaches as necessary. Develop and implement remedial actions within the prescribed governance framework to maintain balance sheet stability.
\n\tRisk Appetite Evaluation:\u00a0Conduct in-depth evaluations of risk appetite versus risk exposure, ensuring alignment with organizational risk tolerance levels.
\n\tEnsure adherence to ERMF:\u00a0Ensure that adequate systems and process are in place to comply with Group and country treasury policies, guidelines, product notes among others.
\n\tEnsure compliance with Group AML Policy and Procedures:\u00a0Report any suspicious activities regarding money laundering and terrorist financing and ensure not tipping off is made to the customer.
\n\tGovernance:\u00a0Provide for leadership and oversight over prudent risk management practices across subsidiaries.<\/p>\n
Processes:<\/p>\n
\tConduct research and collaborate with subject matter experts to evaluate market dynamics and the evolving regulatory environment. Ensure alignment with international ALM best practices.
\n\tTo provide expert guidance to ALCO and other key stakeholders, leveraging best practices to ensure the successful execution of ALM strategies in line with Group Treasury Strategy.
\n\tEnsure the integrity and reliability of data related to liquidity, FTP (Funds Transfer Pricing), capital, and IRRBB.
\n\tEnsure maximum return on excess liquidity and minimize the Bank\u2019s cost of deposits and cost of funding.
\n\tEnsure maximum return on the investment securities while minimizing exposure to risks of interest rates volatility.
\n\tEnsure effective implementation of the Group FTP Framework to drive the right balance sheet behavior and ensure that any exceptions are well-documented and approval provided before adoption.
\n\tCollaborate with Market Risk unit, Finance, and Credit to ensure that the ICAAP and ILAAP frameworks are fit for purpose and within regulatory guidance.
\n\tPerforming margin compression analysis and structural analysis.
\n\tMonitoring and reporting on adherence to all regulatory and internal funding requirements and limits are within risk appetite.
\n\tEnsure achievement of ALM budgets, and efficient management of financial resources to boost capital accretive returns.
\n\tManage all treasury related risks efficiently by providing oversight in Central Bank auction participation, sourcing and allocation of foreign currency, FX risk management, deal booking in accordance with treasury Code of Conduct and other governance policies.<\/p>\n
Governance<\/p>\n
\tEnsure compliance with all Group and treasury governance policies.
\n\tPromote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.
\n\tEngage with auditors when required to provide the required support.
\n\tDisplay exemplary conduct values by living the Group\u2019s values and Code of Conduct.
\n\tTake personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.
\n\tIdentify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury Risk & control Manager<\/p>\n
Talent Management<\/p>\n
\tBuild a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.
\n\tLead, mentor, and develop sales teams across traditional and digital channels.
\n\tBuild a high\u2011performance culture focused on accountability, innovation, and client\u2011centricity.
\n\tDrive succession planning and talent development across the region.
\n\tPromote diversity, equity, and inclusion in talent pipelines<\/p>\n
CORE ACCOUNTABILITIES AND DELIVERABLES\u00a0\u00a0<\/p>\n
\tLiquidity & Funding Management:\u00a0Ensure optimal liquidity positions and funding profiles across all subsidiaries, avoiding regulatory breaches and maintaining compliance with ALM policies. Must be experienced in Basel III banking requirements.
\n\tRisk Management: Monitor IRRBB, liquidity, and market risks, ensuring adherence to risk appetite and limit frameworks. Escalate breaches and implement corrective actions promptly.
\n\tRegulatory Compliance:\u00a0Ensure compliance with Country Treasury policies, AML standards, and external regulatory requirements across multiple jurisdictions.
\n\t\u00a0Performance Reporting:\u00a0Deliver accurate and timely reports on liquidity, funding, interest rate risk, and treasury KPIs to ALCO and senior management.
\n\tStrategy Execution:\u00a0Drive implementation of treasury strategies, including FTP framework and annual funding plans.
\n\tGovernance & Audit: Maintain strong governance standards, support internal\/external audits, and ensure closure of audit and risk issues.
\n\tTalent Development:\u00a0Build and mentor a high-performing treasury team aligned with Group values and diversity objectives.<\/p>\n
Qualifications<\/p>\n
KEY TECHNICAL SKILLS\u00a0<\/p>\n
Behavioral Framework:<\/p>\n
\tStrong understanding of Treasury policies, procedures, governance, and ethical standards.
\n\tClear and effective communication.
\n\tStrong stakeholder engagement and collaboration across internal and external partners.
\n\tCultural and regulatory awareness.
\n\tSound and timely decision\u2011making.
\n\tStrategic thinking and ability to provide clear direction.
\n\tEthical, credible, and effective leadership.
\n\tCourage to challenge and strong teamwork orientation.
\n\tCustomer\u2011focused mindset.
\n\tAction\u2011oriented with strong execution discipline.<\/p>\n
Technical Competencies<\/p>\n
\tStrong knowledge of financial markets, economic fundamentals, and financial instruments.
\n\tUnderstanding of treasury, retail, corporate, and capital market products.
\n\tExpertise in liquidity management and interest rate risk management, including structural and behavioral balance sheet analysis.
\n\tStrong negotiation, influencing, presentation, and pitching skills.
\n\tKnowledge of Recovery and Resolution Planning (RRP).
\n\tFinancial analysis and performance management capability.
\n\tStrong business acumen and project management skills.
\n\tAbility to manage ambiguity and complexity.
\n\tAbility to drive vision, provide direction, and develop talent.
\n\tHigh\u2011quality judgement and decision\u2011making capability.<\/p>\n
EXPERIENCE\u00a0<\/p>\n
\t10+ years\u2019 experience in Treasury or Finance, with minimum 5 years in a senior leadership role.
\n\tDeep expertise in liquidity management, funding, cash pooling, balance sheet optimization, funding structures, hedging strategies, and financial markets\/products.
\n\tMust be experienced in Basel III regulatory requirements.
\n\tStrong understanding of African financial markets, regulatory environments, and cross\u2011border Treasury operations.
\n\tProven experience with Treasury Management Systems (TMS) and related technologies.
\n\tAdvanced analytical, financial modelling and presentation skills (Excel, PowerPoint).
\n\tExceptional leadership, communication, and stakeholder management capability.
\n\tDemonstrated ability to be innovative, results\u2011oriented, and deliver high\u2011quality outputs under pressure and tight timelines.<\/p>\n
ACADEMIC QUALIFICATIONS AND CERTIFICATIONS\u00a0\u00a0<\/p>\n
\tPost\u2011graduate degree in Business, Finance, Economics, Statistics, or a related field.
\n\tMaster\u2019s degree is beneficial but not mandatory.
\n\tProfessional certification such as CFA, FRM, or CA is strongly preferred.
\n\tACI Dealing Certificate is a mandatory requirement.<\/p>\n
go to method of application \u00bb<\/p>\n
Use the link(s) below to apply on company website. \u00a0<\/p>\n
Apply Through:<\/p>\n
equitybank.taleo.net<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"http:\/\/equitybank.taleo.net","_company_name":"Equity Bank Kenya","_company_website":"http:\/\/ke.equitybankgroup.com\/","_company_tagline":"Equity Bank Limited (The \"Bank\u201d) is incorporated, registered under the Kenyan Companies Act Cap 486 and domiciled in Kenya. The address of the Bank\u2019s registered office is 9th Floor, Equity Centre, P.O. Box 75104 - 00200 Nairobi. The Bank is licensed under the Kenya Banking Act (Chapter 488), a... read morend continues to offer retail banking, microfinance and related services. The Bank has subsidiaries in Kenya, Uganda, South Sudan, Rwanda and Tanzania. Its shares are listed on the Nairobi Securities Exchange and Uganda Securities Exchange. Equity Bank was founded as Equity Building Society (EBS) in October 1984 and was originally a provider of mortgage financing for the majority of customers who fell into the low income population. The society\u2019s logo, a modest house with a brown roof, resonates with its target market and their determination to make small but steady gains toward a better life, seeking security and advancement of their dreams. The vast majority of Africans have historically been excluded from access to financial resources. Having been declared technically insolvent in 1993, Equity\u2019s transformation into a rapidly growing microfinance and then a commercial bank is widely considered to be an inspirational success story. Currently, Equity Bank has more than 9 million customers making it the largest bank in terms of customer base in Africa and having nearly half of bank accounts in Kenya. The company\u2019s vision is \"to be the champion of the socio-economic prosperity of the people of Africa\u201d. Equity Bank retains a passionate commitment to empowering its clients to transform their lives and livelihoods. Through a business model that is anchored in access, convenience and flexibility, the Bank has evolved to become an all-inclusive financial services provider with a growing pan-African footprint. Equity Bank\u2019s business model and its visionary leadership has continued to earn local, regional and global accolades and recognition. The model is also studied in some of the leading business schools in the world, as other developing countries in Africa and Asia seek to learn from Equity\u2019s low margin, high-volume model. Equity Bank in 2010 established the Equity Group Foundation. This innovation and creative vehicle has fully transformed the concept of philanthropy and corporate social responsibility. While Equity Group Foundation champions the socio-economic transformation of the people of Africa and seeks partnerships along six cluster thematic areas, Equity Bank provides the infrastructure of delivery, hence reducing the operational costs for the Foundation and increasing the rate of return on any social investment. The six social thematic areas of focus are: education and leadership development; financial literacy and access; entrepreneurship; agriculture; health; innovations and environment. Make an enquiry today","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[692],"job-categories":[728,693,789,702,1301],"job-types":[687],"class_list":{"0":"post-95675","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","5":"job_listing_region-nairobi","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-listings\/95675","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/media?parent=95675"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job_listing_region?post=95675"},{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-categories?post=95675"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-types?post=95675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}