Your mission at Sistema.bio:<\/p>\n
The Credit Officer will be responsible for ensuring farmers can access and repay financing for their biodigesters by evaluating creditworthiness, driving timely loan collections, and maintaining a healthy credit portfolio in strict compliance with Sistema.bio’s credit policies.<\/p>\n
You\u2019ll be in charge of:<\/p>\n
\tCredit Portfolio Management:\u00a0Monitoring and reviewing the performance of credit accounts to ensure timely repayments and PaR of less than 10%.
\n\tLoan Evaluation and Approval:\u00a0Reviewing credit applications guided by established processes, credit policy, and the risk profile of the farmer, with an approval turnaround of less than 72 hours.
\n\tField Recovery Activities:\u00a0Conducting on-ground field visits to customers in default, negotiating repayment plans, and resolving repayment challenges to achieve a minimum of 80% of monthly collection targets.
\n\tClient Support and Engagement:\u00a0Educating clients on repayment obligations, warranties, and consequences of non-payment while ensuring customer satisfaction.
\n\tLoan Collection:\u00a0Ensuring full installment is paid on due date, activating all dormant accounts in the portfolio, ensuring all regular payers do not miss payments, visiting all customers in arrears and demanding payments, and regularly calling all customers and making arrangements for payment plans.
\n\tCollaboration:\u00a0Working closely with commercial, technical, and cross-functional teams to provide tailored credit solutions and ensure compliance with credit policies and loan documentation.<\/p>\n
More about YOU:<\/p>\n
\tYou possess a Bachelor\u2019s degree in Finance, Accounting, Economics, or a related field.
\n\tYou have at least 4 years of experience in last-mile lending, preferably in microfinance or the SACCO sector.
\n\tYou have strong analytical and financial modelling skills, with solid knowledge of credit risk assessment and financial products.
\n\tYou have excellent written and verbal communication skills.
\n\tYou are proficient in credit analysis tools, financial software, and MS Excel.
\n\tYou have strong attention to detail and a good understanding of financial statements and accounting principles.
\n\tYou have Knowledge of industry regulations and compliance standards.<\/p>\n
Apply Through:<\/p>\n
sistemaaccount.bamboohr.com<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"http:\/\/sistemaaccount.bamboohr.com","_company_name":"Sistema Biobolsa","_company_website":"http:\/\/sistemabiobolsa.com\/","_company_tagline":"Sistema Biobolsa is a system that transforms the manure of animals into biogas and a potent, natural fertilizer. By inputting the manure in the system on a daily basis, you will be able to develop and grow your activities on the farm, improve your energy security, and protect the environment. Tra... read morensforming your animals\u2019 manure into resource will provide you with a better quality of life!","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[692],"job-categories":[723,693,701],"job-types":[687],"class_list":{"0":"post-96932","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","5":"job_listing_region-nairobi","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-listings\/96932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/media?parent=96932"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job_listing_region?post=96932"},{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-categories?post=96932"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/kenya\/wp-json\/wp\/v2\/job-types?post=96932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}