Tag: The Concept Group

  • Reconciliation Officer

    Company: The Concept Group

    Location: Cross River

    Job Type: Full-time

    Apply Before: 2026-08-31

    Job Description

    Job Summary
    We are looking for a detail-oriented and analytical Reconciliation Officer to join our team.
    The ideal candidate will be responsible for ensuring the accuracy and completeness of financial transactions through effective reconciliation processes and timely resolution of discrepancies.
    Key Responsibilities
    Perform daily reconciliation of bank statements against ERP and general ledger balances.
    Investigate unreconciled transactions, failed postings, duplicate entries, and suspense items.
    Monitor and resolve settlement exceptions within approved timelines.
    Generate reconciliation and exception reports for management review.
    Liaise with internal teams to resolve discrepancies and posting issues.
    Maintain proper documentation and audit trails for reconciliation activities.
    Support audit exercises and ensure compliance with financial control processes.
    Requirements
    Bachelor’s Degree in Accounting, Finance, Economics, Banking, or related field.
    2–4 years’ experience in reconciliation, finance operations, accounting, or financial control.
    Strong understanding of ERP systems, banking operations, and ledger management.
    Proficiency in Microsoft Excel and financial reporting tools.
    Strong analytical and problem-solving skills.
    Skills & Competencies:
    Financial Reconciliation & Analysis.
    Attention to Detail.
    Data Interpretation & Reporting.
    Stakeholder Communication.
    Time Management.
    Operational Risk Awareness.

    How to Apply

    Send application to mary.taiwo@conceptgroup-ng.com

    Apply Now

    Source: HotNigerianJobs

  • Junior Quant / Scorecard Analyst

    Company: The Concept Group

    Location: Lagos

    Job Type: Full-time

    Apply Before: 2026-08-31

    Job Description

    Job Purpose
    The Junior Quant / Scorecard Analyst supports the development, monitoring, and maintenance of credit scoring models and quantitative risk tools.
    The role focuses on data preparation, modelling assistance, portfolio analytics, and documentation to enhance credit decision-making and improve portfolio performance across retail, SME, MFB lending, and fintech lending products.
    Key Responsibilities
    Data Preparation & Management:
    Extract, clean, and organize datasets for credit modelling and analysis.
    Work with data engineering and MIS teams to ensure data integrity and completeness.
    Conduct data quality checks and produce summary statistics.
    Scorecard & Model Development Support:
    Assist seniors in building credit scoring models (application, behavior, collection).
    Perform exploratory data analysis (EDA) and variable selection.
    Support model development using logistic regression, decision trees, and basic ML techniques.
    Prepare model datasets, feature engineering, and transformations.
    Model Monitoring & Performance Tracking:
    Monitor model KPIs such as Gini, KS, AUC, PSI, and score distribution.
    Track override patterns, approval rates, and model drift.
    Prepare monthly and quarterly model performance reports.
    Portfolio Analytics:
    Assist with analysis of delinquency trends, roll rates, NPL ratios, and credit losses.
    Support cohort/vintage analysis for MFB and money lending products.
    Provide insights to help refine underwriting policies and risk strategies.
    IFRS 9 & Regulatory Support (Basic):
    Support model documentation and basic calculations for expected credit loss (ECL).
    Assist with regulatory submissions related to credit scoring or risk models.
    Maintain compliance with data and modelling standards.
    Documentation & Reporting:
    Prepare model documentation (methodology, testing, assumptions).
    Draft monitoring reports and dashboards for internal users.
    Ensure all development steps follow model governance rules.
    Collaboration:
    Work with underwriters, credit analysts, and product teams to understand business requirements.
    Provide quantitative insights for new product development and risk appetite changes.
    Support Senior Modellers and Analysts in project execution.
    Key Performance Indicators (KPIs)
    Model Development & Support
    Accuracy and timeliness of data preparation for modelling.
    Contribution to scorecard development (quality of EDA, feature selection, model testing).
    Reduction in model development timelines.
    Model Performance Monitoring:
    Timely submission of monthly/quarterly monitoring reports.
    Accuracy of model KPIs (AUC/Gini/KS/PSI) tracking.
    Early identification of model drift or performance issues.
    Data Quality & Governance:
    Reduction in errors in modelling datasets.
    Compliance with data governance and documentation standards.
    Number of data quality issues detected and resolved.
    Portfolio Impact:
    Improvements in approval rate or bad rate linked to scorecard refinements.
    Accuracy of risk segmentation insights.
    Effectiveness of analytical support for credit policy changes.
    Efficiency & Automation:
    Number of automated scripts/reports developed (e.g., Python, SQL).
    Reduction in manual reporting effort.
    Improvement in turnaround time for analytical tasks.
    Collaboration & Stakeholder Support:
    Feedback from senior modellers, underwriters, and product teams.
    Timeliness and quality of ad-hoc analysis delivered.
    Contribution to cross-functional risk initiatives.
    Qualifications & Experience
    Bachelor’s Degree in Statistics, Mathematics, Data Science, Computer Science, Economics, Engineering, or similar.
    1–3+ years of experience in credit analytics, data analysis, quantitative modelling, or related fields.
    Knowledge of Python, R, or SAS (basic to intermediate).
    Ability to write SQL queries and work with structured datasets.
    Understanding of credit scoring, logistic regression, and model validation concepts.
    Experience in banking, microfinance, or digital lending is an advantage.
    Skills & Competencies:
    Strong quantitative and analytical skills.
    Basic knowledge of credit risk metrics and scorecard frameworks.
    Proficiency in Python/R and SQL for modelling and analysis.
    Ability to work with large datasets and identify patterns.
    Good communication and documentation skills.
    Willingness to learn advanced modelling and machine learning techniques.
    Detail-oriented and committed to data accuracy.

    How to Apply

    Send application to mary.taiwo@conceptgroup-ng.com

    Apply Now

    Source: HotNigerianJobs

  • Brokers Sales Executive

    Company: The Concept Group

    Location: All

    Job Type: Full Time

    Apply Before: 2026-07-20

    Job Description

    Job Summary
    The Brokers Sales executive uses the customer service and marketing functions to nurture leads through the sales funnel, from the addition of leads on the portal down through purchase and repeat purchases.
    Brokers use various methods to reach clients, including email, phone, social media, direct mail, and even the old-fashioned door-to-door tactic.
    Brokers’ sales executives manage, support, and communicate with clients to ensure all leads are effectively managed and their transactions are successfully consummated.
    They are expected to follow up solely with all leads transferred to them, work on all the stages following the set policy and procedures, and ensure all transactions are successfully consummated.
    They communicate all issues encountered during processing stage and feedbacks from client to the Head Brokers admin for swift resolution.
    Duties and Responsibilities
    Acquisition and retention of brokers and clients through offline marketing
    Aggressively following up with all leads referred by brokers and ensuring successful closure of fall leads
    Handles B2B and B2C leads assigned, following all set procedures and ensuring the transaction is successfully consummated.
    Handle client’s inquiries via phone calls, emails, live chats, and social media channels.
    Resolve client issues or problems by clarifying the complaint, determining the cause of the problem, and selecting and explaining the best solution to solve the problem. accelerating correction or adjustment; following up to ensure resolution.
    Acquisition of brokers through referral methods from both existing and potential clients.
    Effectively cross-market Rosabon’s products to existing and potential clients when the need arises.
    Sourcing for optimal leads can help customers to do business with us.
    Identify and assess clients’ needs. to achieve satisfaction
    Managing, supporting, and communicating clients satisfaction levels with regard to Rosabon Financial Services Brokers Products
    Engage clients at the beginning of their subscription; ensure successful take-up and management of fall incidents throughout their transaction phase, from which there might be a risk of dissatisfaction.
    Communicate detailed reports on clients’ requests and feedback to aid strategic and management decisions.
    Sending status and summary report of the broker’s admin for update on the broker’ sportalonaweeklybasis
    Any other task as assigned by the line manager
    Requirements
    BSc. Degree in Marketing or any related field of study.
    Previous experience working in a similar role
    Skills / Competencies:
    Excellent communication skills
    Good negotiation/Sales skills
    Core Competencies in the Use of Microsoft Tools
    Great Interpersonal and Relationship skills.

    How to Apply

    Interested and qualified candidates should send their applications to: sales.careers@conceptgroup-ng.com using the job title as the subject of the email.
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    Apply Now

    Source: MyJobMag