{"id":2592,"date":"2026-07-21T17:42:27","date_gmt":"2026-07-21T17:42:27","guid":{"rendered":"https:\/\/jobs.dataaxisnode.com\/nigeria\/uncategorized\/senior-data-scientist-credit\/"},"modified":"2026-07-21T17:42:27","modified_gmt":"2026-07-21T17:42:27","slug":"senior-data-scientist-credit","status":"publish","type":"post","link":"https:\/\/jobs.dataaxisnode.com\/nigeria\/jobs\/cross-river\/senior-data-scientist-credit\/","title":{"rendered":"Senior Data Scientist (Credit)"},"content":{"rendered":"<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\/\", \"@type\": \"JobPosting\", \"title\": \"Senior Data Scientist (Credit)\", \"description\": \"About the Role\\nAt Moniepoint, data is at the core of everything we do.\\nWe are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business.\\nWe are seeking a data-driven, impact-oriented Senior Data Scientist to power Moniepoint\u2019s consumer lending decisions at scale.\\nYou will build the models, experiments, and insights that shape how we acquire, underwrite, and retain millions of customers across Nigeria and Africa.\\nThis role is pivotal in driving our pricing, credit limit modelling, and credit model deployment strategy in a growing business with unparalleled opportunities to give access to millions of customers.\\nYou\u2019ll collaborate with our amazing Consumer Credit team and drive how we think about risk ranking, product offering, and data infrastructure to create the best personalised offers for our customers.\\nYou\u2019ll be responsible for building our first suite of credit risk models and help drive a culture of how we should think about machine learning vs more traditional methods - bringing fresh thinking to inspire both the team and our customers.\\nSitting at the intersection of data science, credit risk, and product, you\u2019ll translate complex data into actionable decisions that drive growth with healthy portfolio performance.\\nWhat You\u2019ll Do\\nDevelop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.\\nDesign and run experiments to optimise approval rates, loss rates, and profitability.\\nPartner with product squads to embed decision logic into real-time systems\\nEnsure data quality, compliance, and ethical use of models across all decisioning processes.\\nMentor product squads on best practices in experimentation and data-driven decision making.\\nProvide models to optimise outcomes in collections, churn management and user retention.\\nRequirements\\nWe would love to hear from you if:\\nYou\u2019re comfortable with Statistics - and have a Degree or qualifications\u00a0 in a quantitative field (Statistics, Mathematics, Engineering or similar).\\nYou have +5 years of experience in data science, decision science, or risk analytics within financial services.\\nWorking knowledge of credit risk, consumer lending, and regulatory considerations.\\nProficiency in SQL and at least one modelling\/programming language (Python, R).\\nExperience with A\/B testing, machine learning, collections modelling and churn management.\\nAbility to translate complex analyses into clear recommendations for business stakeholders.\\nHigh ownership mindset and comfort working in fast-paced, cross-functional teams.\", \"datePosted\": \"2026-07-20\", \"hiringOrganization\": {\"@type\": \"Organization\", \"name\": \"Moniepoint Incorporated\"}, \"jobLocation\": {\"@type\": \"Place\", \"address\": {\"@type\": \"PostalAddress\", \"addressLocality\": \"Cross River\", \"addressCountry\": \"NG\"}}, \"directApply\": true, \"validThrough\": \"2026-09-19T23:59:59\", \"employmentType\": \"FULL_TIME\"}<\/script><\/p>\n<p><strong>Company:<\/strong> Moniepoint Incorporated<\/p>\n<p><strong>Location:<\/strong> Cross River<\/p>\n<p><strong>Job Type:<\/strong> Full-time<\/p>\n<p><strong>Apply Before:<\/strong> 2026-09-19<\/p>\n<h3>Job Description<\/h3>\n<p>About the Role<br \/>At Moniepoint, data is at the core of everything we do.<br \/>We are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business.<br \/>We are seeking a data-driven, impact-oriented Senior Data Scientist to power Moniepoint\u2019s consumer lending decisions at scale.<br \/>You will build the models, experiments, and insights that shape how we acquire, underwrite, and retain millions of customers across Nigeria and Africa.<br \/>This role is pivotal in driving our pricing, credit limit modelling, and credit model deployment strategy in a growing business with unparalleled opportunities to give access to millions of customers.<br \/>You\u2019ll collaborate with our amazing Consumer Credit team and drive how we think about risk ranking, product offering, and data infrastructure to create the best personalised offers for our customers.<br \/>You\u2019ll be responsible for building our first suite of credit risk models and help drive a culture of how we should think about machine learning vs more traditional methods &#8211; bringing fresh thinking to inspire both the team and our customers.<br \/>Sitting at the intersection of data science, credit risk, and product, you\u2019ll translate complex data into actionable decisions that drive growth with healthy portfolio performance.<br \/>What You\u2019ll Do<br \/>Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.<br \/>Design and run experiments to optimise approval rates, loss rates, and profitability.<br \/>Partner with product squads to embed decision logic into real-time systems<br \/>Ensure data quality, compliance, and ethical use of models across all decisioning processes.<br \/>Mentor product squads on best practices in experimentation and data-driven decision making.<br \/>Provide models to optimise outcomes in collections, churn management and user retention.<br \/>Requirements<br \/>We would love to hear from you if:<br \/>You\u2019re comfortable with Statistics &#8211; and have a Degree or qualifications\u00a0 in a quantitative field (Statistics, Mathematics, Engineering or similar).<br \/>You have +5 years of experience in data science, decision science, or risk analytics within financial services.<br \/>Working knowledge of credit risk, consumer lending, and regulatory considerations.<br \/>Proficiency in SQL and at least one modelling\/programming language (Python, R).<br \/>Experience with A\/B testing, machine learning, collections modelling and churn management.<br \/>Ability to translate complex analyses into clear recommendations for business stakeholders.<br \/>High ownership mindset and comfort working in fast-paced, cross-functional teams.<\/p>\n<h3>How to Apply<\/h3>\n<p>Click here to apply online<\/p>\n<p><a href=\"https:\/\/job-boards.eu.greenhouse.io\/moniepoint\/jobs\/4808999101\" target=\"_blank\" rel=\"noopener\" style=\"display:inline-block;padding:10px 20px;background:#2271b1;color:#fff;text-decoration:none;border-radius:4px;\">Apply Now<\/a><\/p>\n<p><small>Source: HotNigerianJobs<\/small><\/p>\n<p><!-- job-expiry: 2026-09-19 --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Company: Moniepoint Incorporated Location: Cross River Job Type: Full-time Apply Before: 2026-09-19 Job Description About the RoleAt Moniepoint, data is at the core of everything we do.We are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business.We are seeking a data-driven, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[181,13],"tags":[228,230,18,921],"class_list":["post-2592","post","type-post","status-publish","format-standard","hentry","category-cross-river","category-jobs","tag-full-time-2","tag-hotnigerianjobs","tag-job-listing","tag-moniepoint-incorporated"],"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/posts\/2592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/comments?post=2592"}],"version-history":[{"count":0,"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/posts\/2592\/revisions"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/media?parent=2592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/categories?post=2592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/nigeria\/wp-json\/wp\/v2\/tags?post=2592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}