Website Capitec Bank
Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to trans… read moreact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We’re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn’t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.
Purpose Statement
To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
Banking experience of at least 3 years
Experience of managing a portfolio of business customers with a service and financial analysis focus.
Experience in preparing and motivating Credit applications
Cost control and sales management
Ideal:
1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
Customer relationship management (CRM) principles and techniques
How to interpret financial statements, balance sheets and basic financial ratios
Standardized business banking transactional products and other core products relevant to small enterprises
Business banking product offerings
Understanding of collateral and balance sheets
Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
Knowledge of competitors offerings
Regulations, Acts and Codes related to the banking environment.
Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
Features, benefits and value propositions of the respective company product/service offerings.
Current taxation laws as they apply to customers.
A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
Interpersonal & Relationship management Skills
Analytical Skills
Negotiation skills
Problem solving skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Commercial Thinking Skills
Strategic Thinking Skills
Communications Skills
Influencing Skills
Attention to Detail
Decision making skills
Conditions of Employment
Clear criminal and credit record
Willingness to work flexible hours (including Saturdays and Public Holidays)
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Apply via company website ( https://www.capitecbank.co.za/ ) or