Chief Finance Officer – SME Fintech Chief Financial Officer – SME SaaS

  • Full Time
  • Gauteng
  • Applications have closed

Website Outsourced CFO

For ambitious SMEs, Outsourced CFO provides integrity and professional excellence in financial consulting. Succeeding through uncompromising quality and industry thought leadership, our aim is to help clients rethink, automate and scale their companies in the pursuit of business eminence. The finan… read morecial function is at the heart of every business. Sound financial planning and management enables businesses to grow and flourish, while the lack thereof is always a fundamental reason for failure. Being entrepreneurs ourselves, we understand the significant role that finances plays in the success of a business. As new and younger companies cannot afford to appoint an appropriately qualified professional to navigate this facet of their business, but also cannot afford to be without the technical financial skills that one could offer, Outsourced CFO offers the solution – the business services of a passionate OCFO for an amount of hours per month tailored to your needs. 5th Floor Vunani Chambers 33 Church Street Cape Town City Centre Cape Town 8000

Job Description

Our client, a scale-up SME, is seeking a CFO to report directly to the CEO and step into a critical leadership role.  You will oversee all financial aspects of the business, providing strategic guidance, ensuring stability and compliance, and delivering data-driven insights to support both immediate priorities and long-term growth.  You will also play a key role in risk management and contribute to the companyʼs ongoing transformation and innovation efforts.
This is a full-time temporary position, based in Sandton with a minimum of 3-6 months’ commitment with possibility of being considered for permanent placement.

Key Responsibilities:

Leadership and Strategy

Insight-Driven Leadership
Utilize data-driven insights to make informed financial decisions and provide actionable recommendations to the CEO and the Board.
Monitor key financial metrics, identify trends, and proactively address financial challenges and opportunities.

Strategic Financial Planning

Develop and execute a comprehensive financial strategy aligned with the companyʼs mission and objectives
Collaborate with the executive team to set financial goals and objectives, ensuring alignment with the company’s vision.

Balancing Short-Term and Long-Term Value

Manage short-term financial requirements while strategically planning for long-term financial sustainability and growth.
Implement financial strategies that balance immediate needs with long-term value creation.

Risk Management and Compliance

Set the risk appetite for the business and establish risk management frameworks.
Monitor and mitigate financial risks, ensuring compliance with regulatory requirements.

Transformation and Innovation

Lead and mentor the finance team, fostering a culture of innovation, accountability, and continuous improvement.
Drive transformational change within the finance department and contribute to the company’s overall digital transformation journey.

Payments and Financial Operations

Financial Strategy for Payments
Develop and implement financial strategies specific to the payments industry.
Optimize transaction processing costs, manage interchange fees, and explore new revenue streams within the payment ecosystem.

Payment Processing Oversight

Oversee the financial aspects of payment processing
Ensure the security and compliance of payment transactions, monitor chargebacks and collaborate with payment processors

Compliance and Regulatory Management

Stay updated on payment industry regulations and compliance requirements (e.g. PCI DSS)
Ensure the company’s adherence to these standards and manage regulatory fillings and audits related to financial operations

Treasury Management

Manage the company’s liquidity, optimize cash flow, and oversee treasury functions, including cash management, investments and working capital
Maintain relationships with banks and financial institutions to secure favorable terms for banking services

Financial Reporting and Analysis

Prepare accurate and timely financial reports, including income statements, balance sheets, cash flow statements, and financial forecasts.
Conduct in-depth financial analysis to identify trends, opportunities, and potential risks within the payment business.

Mergers & Acquisitions

Evaluate potential M&A opportunities within the payments sector.
Lead financial negotiations and post-acquisition financial management.

Payment Technology Investment

Assess and recommend investments in payment technologies
Evaluate the ROI of technology investments and their impact on the company’s financial performance within the payments domain.

Cost Management

Implement cost-control measures and strategies to optimize operational expenses within the payment processing ecosystem.
Identify opportunities for cost reduction and efficiency improvements in payment processing.

Investor Relations and Stakeholder Engagement
Capital Planning and Funding

Develop capital allocation strategies, manage capital budgets, and explore funding options for expansion and growth initiatives in the payments sector.
Investor Relations
Engage with investors and financial analysts to communicate the company’s financial performance, strategies, and growth prospects.
Participate in earnings calls and investor presentations.

Board and Stakeholder Engagement

Present financial reports and strategies to the board of directors.
Collaborate with other executives to align financial goals with the company’s overall mission, including payment-related initiatives.
Business Continuity and Disaster Recovery Planning
Develop and maintain plans to ensure uninterrupted payment processing and financial operations in case of disruptions or disasters, recognizing the critical nature of payment services.​

Requirements

Qualified CA(SA) or equivalent, with strong financial modelling skills and deep E2E finance operations expertise
Commercially minded with an investorʼs lens, experienced in Fintech and payments across African markets
Deep understanding of payment infrastructure, including PoS hardware, SaaS platforms, and value-added services
Proven leader in high-growth or turnaround settings, with strong grasp of pricing models and outsourced services

Experience:

Proven senior finance leader with 10+ years’ leading end-to-end finance functions
Strong track record in transformation, automation, data, AI, and building future-ready finance teams
Deep experience in financial controls, restructuring, pricing strategy, and commercial negotiations
Strategic business partner with board-level influence and strong collaboration with C-suite, sales, product, and commercial teams
Demonstrated success scaling businesses across African markets; retail and payments experience is a plus

Skills and Characteristics:

Transformational leader with strong gravitas, strategic vision, and executive team alignment
Proven people leader with a hands-on approach and ability to build and mentor high-performing finance teams
Strong ethical foundation, interpersonal skills, and cross-functional influence across diverse teams and regions
Commercially astute with a deep understanding of pricing, negotiation, and market dynamics
Future-focused mindset with passion for innovation, automation, and continuous improvement through data and tech
 

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Apply via company website ( http://www.outsourcedcfo.co.za ) or

 

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