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Job Description

We are seeking a dynamic and analytically driven Credit Analyst to join our Financial Institutions team. This role is critical in assessing and managing credit risk across a diverse portfolio of bank and non-bank financial institutions, including DFIs, insurers, asset managers, and Fintech’s. You will contribute to the origination, structuring, and ongoing monitoring of credit exposures, ensuring alignment with regulatory frameworks and internal risk appetite. 

Qualifications

Type of Qualification: First Degree

Field of Study: Finance, Accounting, Economics or related field 
Licenses & Certifications: CA (SA) or CFA would be preferred

Experience Required

Minimum of 8 years experience in credit risk assessment, preferably within Financial Institutions. Strong understanding of banking and non-bank financial institutions business models, regulatory capital frameworks, and sovereign risk. Familiarity with products such as RCFs, securitisations, trade finance, and guarantees.
Proficiency in financial modelling and credit rating methodologies.
Experience and the ability to present to senior stakeholders.

Additional Information

Behavioural Competencies:

Establishing Rapport
Examining Information
Exploring Possibilities
Making Decisions
Upholding Standards

Technical Competencies:

Risk Identification
Risk Management
Risk Measurement
Risk / Reward Thinking

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