Website Capitec Bank
Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to trans… read moreact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We’re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn’t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.
Purpose Statement
To evaluate and manage the credit and associated risks within an allocated portfolio in Business Bank through leading, driving and inspiring a team of Credit and Senior Credit Managers responsible for providing credit support, from origination and assessment, on an Intuitive basis, to ongoing risk management.
To integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned to the Bank’s risk appetite, which includes minimising the risk of loss through bad debts, while maximising profits and applying risk-based pricing, where appropriate.
To evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio (in addition to the supervision and management of the provincial portfolios).
Experience
Minimum:
At least 3 years’ experience at Senior Management Level
7 years Credit Management experience, within the Commercial and Business markets
Previous supervisory or leadership experience
Ideal:
3+ years’ experience at Senior Management Level
7+ years Credit Management experience, within the Commercial and Business markets
Qualifications (Minimum)
Bachelor’s Degree in Accounting – Financial Accounting or Credit Management
Qualifications (Ideal or Preferred)
Honours Degree in Accounting – Financial Accounting or Credit Management
Knowledge
Minimum:
Commercial, business and financial principles and practices
People Management
Change Management
Project Management
Governance and risk management principles
Business processes, policies and systems
Application of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)
Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation
Skills
Commercial Thinking Skills
Decision making skills
Leadership Skills
Management skills
Problem solving skills
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Apply via company website ( https://www.capitecbank.co.za/ ) or