Website WesBank
WesBank has changed and evolved over four decades to become the leading destination for individuals and businesses who need expert advice on asset finance. Today, WesBank focuses on putting customers first, offering innovative, tailor-made finance solutions, and providing quality service to all clie… read morents based on their needs. WesBank's history of innovations includes offering the first dealer floor finance centres, which led to the establishment of today’s Finance and Insurance models used at all dealerships 1 Enterprise Road Fairland Johannesburg, Gauteng South Africa
Job Description
The purpose of this role is to package large transaction deals by assessing and structuring credit applications mitigating risk and facilitating sound working relationships with relevant stakeholders.
Are you someone who can:
Analyse credit information to estimate degree of risk in extending credit and financing to clients, ensuring that deals are structured appropriately
Provide assistance to the Deal Maker in presenting to various Credit Committees by ensuring high quality credit applications
Deliver exceptional Credit service that exceeds customers’ expectations through proactive, innovative and appropriate solutions
Develop and maintain a comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients
Ensure that service delivery is accurate, timeous and of a high standard
Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in
Engage in cross-functional relationships to obtain and to provide work support Deliver customer experience excellence aligned to Organisational values and service standards Build professional long-term relationships with customers based on trust that builds the brand
Collect and interrogate information and feedback to ensure full understanding of customer needs to deliver a quality service
Deliver service that exceeds customer expectations through proactive, innovative and appropriate solution selection and application
Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data
Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets
Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities Implement, monitor and control business processes according to quality standards; policy; and compliance and governance requirements in area of accountability
Ensure the development, alignment, mapping and implementation of end-to-end processes aligned to the customer journey map
Research, enable and consult on improvements and opportunities to harness technology and platform enablement
Review existing processes and suggest innovative ideas to improve and streamline processes to drive efficiencies and minimise redundancy
Monitor customer feedback reports and align processes to maximise efficiencies
Assess own performance against competencies and skills required delivery Identify development needs and select effective solutions to address own development need
Prepare a personal development plan with management to implement and review as required
Monitor own progress against development plan and measure impact of results
Promote teamwork and inclusivity amongst team members and demonstrates behaviours that respect diversity
Partner and collaborate with team members to achieve team success
Share information and knowledge that benefits the team
You will be an ideal candidate if you:
Have a minimum of a BCom Degree or equivalent qualification in Accounting, Commerce, Finance or related
Have 3 – 5 years’ business/commercial credit application process experience within banking/financial services
Have strong financial and credit skills
Have understanding/knowledge of Commercial Banking Eg. Fleet/Vehicle
Apply via company website ( http://www.wesbank.co.za ) or
firstrand.wd3.myworkdayjobs.com