Lead AI Engineer – Financial Inclusion – Cape Town Lead AI Engineer – Financial Inclusion – Durban Lead AI Engineer – Financial Inclusion – Johannesburg Senior Analyst – Credit Risk & Eligibility – Cape Town Senior Analyst – Credit Risk & Eligibility – Johannesburg Senior CRM Manager – Lifecycle & Retention – Cape Town Senior CRM Manager – Lifecycle & Retention – Johannesburg Senior Data Scientist – Credit Eligibility – Cape Town Senior Data Scientist – Credit Eligibility – Johannesburg Senior Growth Marketing Manager – Retention & LTV – Cape Town Senior Growth Marketing Manager – Retention & LTV – Durban Senior Growth Marketing Manager – Retention & LTV – Johannesburg Backend Engineering Team Lead – Cape Town Backend Engineering Team Lead – Johannesburg Retail Sales Agent – Western Cape Retail Team Lead (Western Cape) Retail Training and Quality Assurance Lead (Western Cape) Sales Trainer (Western Cape) Retail Operations Lead – Cape Town Deputy Regional Manager (Sales) – Western Cape Retail Sales Agent- Kwa-Zulu Natal Field Sales Manager (KwaZulu Natal)

Website M-KOPA

M-KOPA is the pioneer and global leader of Connected Asset Financing that offers millions of underbanked customers access to life-enhancing products. Our advanced connected asset financing platform combines digital micropayments and IoT connectivity to offer access to products including solar lighti… read moreng, televisions, fridges, smartphones, financial services and more. Our mission is to make financing for everyday essentials accessible to customers in Africa and beyond so they can achieve progress in their lives. Through the power of connected devices, we establish a unique and secure relationship with our customers, allowing them instant access to a product whilst building ownership overtime through flexible micro-payments. Through regular payments, customers can unlock access to more products and services to continue their relationship and build their credit history with M-KOPA.

We’re hiring our first Lead AI Engineer to lead a team that designs, ships, and scales automations and AI agents across M-KOPA. This is a brand-new team within the business – the tech foundation is already proven, and now we need someone to lead it, scale it, and define what it becomes.

The Impact

Your automations and agents will directly improve how 2,300+ employees work across our global operations. We’ve already helped over 7 million customers access over $2 billion in credit – and the tools you build will help that mission scale further and faster. It’s your chance to be part of something that’s literally transforming lives across an entire continent 

The Opportunity

Mission-driven engineering: Every automation you build helps internal teams and customer-facing staff deliver financial inclusion to Africa’s Every Day Earners
Global recognition: Join a company named by TIME 100 as one of the world’s most influential and by the Financial Times as Africa’s fastest-growing for 4 consecutive years (2022–2025)
Scale challenges: 2,500+ employees across Kenya, Uganda, Nigeria, Ghana, South Africa, the UK, and Europe – internal teams that can’t scale by hiring forever need intelligent tooling that actually works
Environmental impact: We’re carbon-negative, having displaced over 2 million tonnes of emissions

What You’ll Do

At M-KOPA, you’ll lead the AI Operations team from day one – owning delivery, growing the function, and proving the value. Your team builds automations and agents for internal use and serves as internal consultants, helping Engineering integrate AI into customer-facing products. Join us in combining cutting-edge AI tooling with purpose-driven work that makes digital and financial inclusion possible across Africa.

Your key responsibilities:

Lead two AI Ops Engineers — own their delivery, development, and day-to-day work
Prioritise efficiently — manage competing requests from multiple teams by applying a clear prioritisation framework you’ll help develop and improve
Build and ship automations and agents that measurably improve how internal teams and customer-facing staff work
Keep the AI tooling stack healthy as usage scales across 2,500+ employees
Stay current on emerging AI tools and technologies – know what’s hype and what’s actually useful
Help refine AI training for the wider organisation, including Engineering teams

Technical Environment 

AI & Agentic Frameworks: Claude, Claude Code, Anthropic tooling, LangChain, MCP, Google ADK (or similar agentic tooling)
Automation & Prototyping: Scripting, workflow tools, AI-assisted development, rapid prototyping (Vercel/Railway)
Enterprise Tooling: Identity automation (Entra), internal platforms, Notion, HiBob integrations
Existing Foundation: Twelve months of Claude, Notion, HiBob, and Entra automations already running in production

Our Approach

Build, don’t just advise — this is a hands-on team that ships working automations and agents
Prove the value, then expand — start with two engineers, demonstrate impact, grow from there
Product-focused mindset — treat internal teams as customers and build tooling that works
Cut through the hype — evaluate emerging AI tools on practical value, not marketing buzz

What You Need

We’re looking for someone with a strong technical background and product-focused. You won’t be building models – we have Data Science teams for that. You’ll be building agents, shipping automations, and leading a team that makes M-KOPA’s internal operations smarter and faster.

Required Experience:

Hands-on experience building automations — scripting, workflow tools, or AI-assisted development
Hands-on experience building agents using agentic frameworks — LangChain, MCP, Google ADK or similar
Background in enterprise tooling — rapid prototyping tools (Vercel/Railway), identity automation (Entra), or internal platforms
People leadership experience — you’ve led or mentored engineers and can own a team’s delivery and development

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