Purpose Statement<\/p>\n
\tTo provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and\/or customized offerings.<\/p>\n
Experience
\nMinimum:<\/p>\n
\tBanking experience of at least 3 years
\n\tExperience of managing a portfolio of business customers with a service and financial analysis focus.
\n\tExperience in preparing and motivating Credit applications\u00a0
\n\tCost control and sales management\u00a0<\/p>\n
Ideal:<\/p>\n
\t1+ yr spent in the Business Banking environment preparing and motivating credit application<\/p>\n
Qualifications (Minimum)<\/p>\n
\tDiploma in Commerce or Finance<\/p>\n
Qualifications (Ideal or Preferred)<\/p>\n
\tFAIS accredited as Key Individual and approved by FSCA<\/p>\n
Knowledge
\nMinimum:<\/p>\n
\tCustomer relationship management (CRM) principles and techniques
\n\tHow to interpret financial statements, balance sheets and basic financial ratios
\n\tStandardized business banking transactional products and other core products relevant to small enterprises
\n\tBusiness banking product offerings
\n\tUnderstanding of collateral and balance sheets
\n\tMultiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
\n\tCompanies and Intellectual Properties Registration Act (CPIC) for correct documentation\/mandate preparation purposes
\n\tKnowledge of competitors offerings
\n\tRegulations, Acts and Codes related to the banking environment.
\n\tFinancial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)\u00a0<\/p>\n
Ideal:<\/p>\n
\tFeatures, benefits and value propositions of the respective company product\/service offerings.\u00a0
\n\tCurrent taxation laws as they apply to customers.\u00a0
\n\tA good knowledge of administration processes and procedures pertaining to Business Banking transactions<\/p>\n
Skills<\/p>\n
\tInterpersonal & Relationship management Skills
\n\tAnalytical Skills
\n\tNegotiation skills
\n\tProblem solving skills
\n\tComputer Literacy (MS Word, MS Excel, MS Outlook)
\n\tCommercial Thinking Skills
\n\tStrategic Thinking Skills
\n\tCommunications Skills
\n\tInfluencing Skills
\n\tAttention to Detail
\n\tDecision making skills
\n\tConditions of Employment
\n\tClear criminal and credit record
\n\tWillingness to work flexible hours (including Saturdays and Public Holidays)<\/p>\n
go to method of application \u00bb<\/p>\n
Apply via company website ( https:\/\/www.capitecbank.co.za\/ ) or<\/p>\n
<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"","_company_name":"Capitec Bank","_company_website":"https:\/\/www.capitecbank.co.za\/","_company_tagline":"Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we\u2019ve developed an all-inclusive banking solution. Global One is the one solution that enables you to trans... read moreact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We\u2019re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn\u2019t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[15],"job-types":[12],"class_list":{"0":"post-13366","1":"job_listing","2":"type-job_listing","3":"status-expired","4":"hentry","5":"job_listing_region-western-cape","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/13366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=13366"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=13366"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=13366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}