Purpose Statement<\/p>\n
\tTo provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and\/or customized offerings.<\/p>\n
Experience
\nMinimum:<\/p>\n
\tBanking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
\n\tExperience of managing a complex portfolio of business customers with a service and financial analysis focus.
\n\tHolding responsibility for client relationship management of high value clients with varied and complex needs
\n\tSignificant experience in preparing and motivating Credit applications\u00a0
\n\tCost control and sales management\u00a0<\/p>\n
Qualifications (Minimum)<\/p>\n
\tA relevant tertiary qualification in Business Management or Finance<\/p>\n
Qualifications (Ideal or Preferred)<\/p>\n
\tBachelor’s Degree in Business Management or Finance<\/p>\n
Knowledge
\nMinimum:<\/p>\n
\tPrinciples and practices of business economics and the current business economic environment.\u00a0
\n\tAdvanced customer relationship management (CRM) principles and techniques, esp. \u00a0projecting credibility, gravitas and presence in the context of business (client) stakeholders.\u00a0
\n\tDifferent industry sectors and sector risk profiles\/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries\/ markets in the portfolio\u00a0
\n\tLocal market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.\u00a0
\n\tGeneral banking practices and procedures.\u00a0
\n\tKnowledge of competitor product offerings\/ channels\/ operational and marketing tactics.\u00a0
\n\tCredit principles and practices, including an understanding of credit application, securities\u00a0
\n\tLegal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.\u00a0
\n\tFinancial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).\u00a0
\n\tAble to extract, analyse and apply CRM insights to influence the client management approach and strategy\u00a0
\n\tGeneral understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market<\/p>\n
Ideal:<\/p>\n
\tFeatures, benefits and value propositions of the respective company product\/service offerings.\u00a0
\n\tMulti-level products available and pricing structures
\n\tCurrent taxation laws as they apply to customers.\u00a0
\n\tA good knowledge of administration processes and procedures pertaining to Business Banking transactions
\n\tFinancial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry\/ sector specific)<\/p>\n
Skills<\/p>\n
\tInterpersonal & Relationship management Skills
\n\tComputer Literacy (MS Word, MS Excel, MS Outlook)
\n\tNegotiation skills
\n\tProblem solving skills
\n\tDecision making skills
\n\tCommercial Thinking Skills
\n\tStrategic Thinking Skills
\n\tCommunications Skills
\n\tInfluencing Skills
\n\tAnalytical Skills
\n\tAttention to Detail<\/p>\n
go to method of application \u00bb<\/p>\n
Apply via company website ( https:\/\/www.capitecbank.co.za\/ ) or<\/p>\n
<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"","_company_name":"Capitec Bank","_company_website":"https:\/\/www.capitecbank.co.za\/","_company_tagline":"Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we\u2019ve developed an all-inclusive banking solution. Global One is the one solution that enables you to trans... read moreact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We\u2019re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn\u2019t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[11],"job-types":[12],"class_list":["post-18498","job_listing","type-job_listing","status-expired","hentry","job_listing_region-gauteng","job-type-full-time"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/18498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=18498"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=18498"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=18498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}