Purpose Statement<\/p>\n
\tTo evaluate and manage the credit and associated risks within an allocated portfolio in Business Bank through leading, driving and inspiring a team of Credit and Senior Credit Managers responsible for providing credit support, from origination and assessment, on an Intuitive basis, to ongoing risk management.
\n\tTo integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned to the Bank\u2019s risk appetite, which includes minimising the risk of loss through bad debts, while maximising profits and applying risk-based pricing, where appropriate. \u00a0\u00a0
\n\tTo evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio (in addition to the supervision and management of the provincial portfolios).\u00a0<\/p>\n
Experience
\nMinimum:<\/p>\n
\tAt least 3 years\u2019 experience at Senior Management Level
\n\t7 years Credit Management experience, within the Commercial and Business markets
\n\tPrevious supervisory or leadership experience<\/p>\n
Ideal:<\/p>\n
\t3+ years\u2019 experience at Senior Management Level
\n\t7+ years Credit Management experience, within the Commercial and Business markets<\/p>\n
Qualifications (Minimum)<\/p>\n
\tBachelor’s Degree in Accounting – Financial Accounting or Credit Management<\/p>\n
Qualifications (Ideal or Preferred)<\/p>\n
\tHonours Degree in Accounting – Financial Accounting or Credit Management<\/p>\n
Knowledge
\nMinimum:<\/p>\n
\tCommercial, business and financial principles and practices\u00a0
\n\tPeople Management
\n\tChange Management
\n\tProject Management
\n\tGovernance and risk management principles
\n\tBusiness processes, policies and systems
\n\tApplication of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)\u00a0
\n\tImpact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation<\/p>\n
Skills<\/p>\n
\tCommercial Thinking Skills
\n\tDecision making skills
\n\tLeadership Skills
\n\tManagement skills
\n\tProblem solving skills<\/p>\n
go to method of application \u00bb<\/p>\n
Apply via company website ( https:\/\/www.capitecbank.co.za\/ ) or<\/p>\n
<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"","_company_name":"Capitec Bank","_company_website":"https:\/\/www.capitecbank.co.za\/","_company_tagline":"Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we\u2019ve developed an all-inclusive banking solution. Global One is the one solution that enables you to trans... read moreact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We\u2019re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn\u2019t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[16],"job-types":[12],"class_list":["post-22364","job_listing","type-job_listing","status-expired","hentry","job_listing_region-kwazulu-natal","job-type-full-time"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/22364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=22364"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=22364"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=22364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}