Job Description<\/p>\n
\tOwn the Structured Trade and Commodity Finance portfolio (STFC) (pre-export finance, borrowing base facilities, inventory backed lending and other asset backed solutions), ensuring commercial scalability within risk appetite, disciplined capital usage, and compliance with regulatory\/credit frameworks.<\/p>\n
Essential Function:<\/p>\n
\tDefine and maintain the strategic product architecture for STCF, including product constructs, collateral frameworks, eligibility criteria, and appropriate asset coverage models.
\n\tDevelop methodologies, margining rules, covenant structures, reporting standards and utilisation mechanisms, aligned to client risk profiles and credit appetite.
\n\tLead full lifecycle management of the STCF product suite from origination and structuring to execution, monitoring, enhancement and exit.
\n\tEstablish and maintain governance frameworks, including deal templates, security packages, perfection requirements, collateral control standards and operational risk thresholds.
\n\tDefine and monitor portfolio limits across countries, obligors, commodities, and ecosystems, ensuring alignment with concentration, sovereign, and counterparty risk appetites.
\n\tDevelop deal structuring playbooks and pricing frameworks that support consistent origination, competitive positioning and alignment with client value propositions.
\n\tDrive commercialisation of STCF across target industries, markets and client segments, including development of distribution strategies (e.g., risk participation, insurance wraps).
\n\tSupport Coverage and Sales teams in engaging anchor clients, expanding into ecosystems, and positioning STCF as a strategic enabler of trade flows and working capital needs.
\n\tMonitor portfolio performance across risk\u2011adjusted returns, RWA intensity, impairment trends, collateral health, and early\u2011warning triggers.
\n\tDrive product\u2011level capital optimisation by designing structures that balance commercial outcomes, risk appetite, regulatory capital, liquidity and return hurdles.
\n\tLead proactive portfolio interventions including restructuring, covenant resets, margining adjustments and collateral enhancements to protect asset quality and meet P&L expectations.
\n\tChampion digitisation and technology enablement across STCF, including solutions for collateral tracking, real\u2011time monitoring, data ingestion, and early\u2011warning insights.
\n\tIntroduce automation and workflow simplification for borrowing base reporting, compliance checks, release processes and operational controls.
\n\tEnhance end\u2011to\u2011end execution quality by reducing time\u2011to\u2011close, improving client onboarding efficiency and strengthening cross\u2011functional delivery.
\n\tElevate documentation standards, legal robustness and enforceability through consistent templates, clear structuring notes, and rigorous credit alignment.
\n\tProvide oversight during execution to ensure adherence to risk frameworks, operational readiness, collateral controls and post\u2011deal monitoring standards<\/p>\n
Qualifications<\/p>\n
\tType of Qualification:\u00a0First Degree
\n\tField of Study:\u00a0Business Commerce<\/p>\n
Experience Required<\/p>\n
\tMust 5 to 7 years\u2019 experience in structured trade and commodity finance
\n\tExperience in leading a\u00a0team within structured trade and commodity finance
\n\tExperience in implementing\u00a0systems and product solutions within structured trade and commodity finance.
\n\tMust have advanced understanding of structured trade and commodity finance and Transaction Banking, with broad operational and strong functional skills.<\/p>\n
Solutioning<\/p>\n
\tTransaction Banking
\n\tMore than 10 years
\n\tChampions the simplification of Solutioning ways of working to enable better and faster client outcomes across multiple\u00a0 jurisdiction
\n\tMore than 10 years
\n\tComprehensive understanding of the overall firm and competitive environment and broad knowledge across multiple functions and business lines
\n\tMore than 10 years
\n\tDemonstrate a track record of identifying and driving opportunities to expand and shift the market with new and alternative solutions aligned to current and future clients needs.\u00a0
\n\tMore than 10 years
\n\tDemonstrates knowledge of the macro context working across multiple jurisdictions. Assimilates and applies knowledge to identify, plan and solution for multiple clients
\n\tMore than 10 years
\n\tDevelops clear solution value proposition aligned to client needs and focused on creating differentiated client experience and value.
\n\tMore than 10 years
\n\tDrive and manage the display and understanding of the relevant legislation, regulations and solution requirements within relevant geographies
\n\tMore than 10 years
\n\tFormulates a compelling vision and clearly articulates the benefits and future applications of any solutions, trends, client impacts across the TxB solution landscape.
\n\tMore than 10 years
\n\tIntegrates CIB ESG priorities and strategic imperatives to embed an authentic approach that fosters sustainable profitability across the TxB landscape
\n\tMore than 10 years
\n\tManage continuous improvement of internal solutioning system, address and guide team regarding trouble shooting, errors and liaise with IT Department in case of technical issues and enhancements, linked to operational requirements and compliance<\/p>\n
Additional Information<\/p>\n
Behavioural Competencies:<\/p>\n
\tChallenging Ideas
\n\tConvincing People
\n\tDeveloping Strategies
\n\tDirecting People
\n\tEmbracing Change
\n\tExploring Possibilities
\n\tGenerating Ideas
\n\tMaking Decisions
\n\tProviding Insights
\n\tPursuing Goals
\n\tSeizing Opportunities
\n\tUpholding Standards<\/p>\n
Technical Competencies:<\/p>\n
\tBusiness Insights
\n\tClient Business Case
\n\tMarket Analysis
\n\tOperational Planning
\n\tProduct Development
\n\tProduct Knowledge (Trading, Transacting)
\n\tRisk Management
\n\tStakeholder Management
\n\tStrategic Planning and Reporting
\n\tStrategy Definition<\/p>\n
go to method of application \u00bb<\/p>\n
Apply via company website ( ) or<\/p>\n
<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"","_company_name":"Standard Bank Group","_company_website":"","_company_tagline":"","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[27],"job-types":[12],"class_list":{"0":"post-34781","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","5":"job_listing_region-northern-cape","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/34781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=34781"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=34781"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=34781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}