Job Description<\/p>\n
\tAre you ready to embark on an exciting career journey in Risk within Business and Commercial Banking? Our BCB Risk Graduate Programme offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.\u00a0<\/p>\n
Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent, including:\u00a0<\/p>\n
\tCredit Risk Modelling\u202f\u2013 Learn to develop and refine models that assess risk, guiding critical lending decisions.\u00a0
\n\tDigital Lending Strategies\u202f\u2013 Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.\u00a0
\n\tLending Portfolio Management\u202f\u2013 Gain insights into managing diverse lending portfolios and optimising performance.\u00a0
\n\tData Management and Engineering\u202f\u2013 Master the skills to create and manage large datasets, understand data\u00a0governance\u00a0and create compelling visualisations that drive business insights.\u00a0
\n\tAI & Automation\u202f\u2013 Gain hands-on experience in applying AI and automation to real banking process.\u00a0<\/p>\n
Why join Standard Bank?\u00a0<\/p>\n
\tComprehensive Training\u202f\u2013 Receive in depth training from industry experts to build a solid foundation in credit risk.\u00a0
\n\tProfessional Development\u202f\u2013 Access mentorship, networking opportunities, and resources to support your growth.\u00a0
\n\tReal-World Projects\u202f\u2013 Work on projects that have a tangible impact, helping you apply your knowledge and skills.\u00a0
\n\tCareer Pathways\u202f\u2013 Our programme opens doors to a rewarding career at Standard Bank.\u00a0<\/p>\n
Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.\u00a0<\/p>\n
Key responsibilities:\u00a0<\/p>\n
During this 18-month programme, you will have the opportunity to:\u00a0<\/p>\n
\tUnderstand the Credit Risk Lifecycle:\u202fGain comprehensive insights into each stage of the credit risk process and its impact on business operations.\u00a0
\n\tEnhance Coding Skills:\u202fDevelop and refine your\u00a0expertise\u00a0in SAS, SQL, and Python to analyse data and create innovative solutions.\u00a0
\n\tContribute to Digital Risk Modernisation:\u202fPlay a key role in updating and streamlining digital risk solutions and strategies.\u00a0
\n\tDevelop and Maintain Credit Risk Models:\u202fAssist in creating, deploying,\u00a0maintaining, and\u00a0monitoring\u00a0models that evaluate risk and guide critical lending decisions.\u00a0
\n\tCreate Insightful Dashboards:\u202fUse tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders.\u00a0
\n\tOptimise Credit Limit Setting Strategies:\u202fSupport the design, maintenance, and improvement of strategies for digital and automated lending processes.\u00a0
\n\tMonitor Credit Portfolios:\u202fContribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.\u00a0
\n\tPerform Quantitative Analytics:\u202fAnalyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.\u00a0<\/p>\n
Qualifications<\/p>\n
Postgraduate qualification (recently completed or completing in 2026)\u00a0<\/p>\n
BSc\/BCom:\u00a0<\/p>\n
\tBusiness Mathematics and Informatics (BMI)\u00a0
\n\tMathematics\u00a0
\n\tStatistics\u00a0
\n\tData Science\u00a0
\n\tActuarial Science\u00a0
\n\tComputer Science\u00a0
\n\tEngineering (Financial, Mechanical, Industrial, Electrical & Chemical)\u00a0
\n\tOperations \/ Operational Research\u00a0
\n\tRisk Analysis \/ Analytics\u00a0<\/p>\n
Postgraduate to be completed by 31 December 2026.\u00a0<\/p>\n
Additional Information<\/p>\n
Minimum\u00a0requirements:\u00a0<\/p>\n
\tMust be a South African citizen.\u00a0
\n\tShould you have work experience, it should not exceed 18\u202fmonths.\u00a0
\n\tMatric certificate to be\u00a0submitted\u00a0with application.\u00a0
\n\tFull academic\u202ftranscripts to be\u00a0submitted\u00a0with application for undergraduate and postgraduate studies.\u00a0<\/p>\n
Programme duration:\u202f18\u00a0months\u202f\u00a0<\/p>\n
\u202fApplication closing date: 30\u00a0May\u00a02026\u00a0<\/p>\n
go to method of application \u00bb<\/p>\n
Apply via company website ( ) or<\/p>\n
<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"","_company_name":"Standard Bank Group","_company_website":"","_company_tagline":"","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[11],"job-types":[18],"class_list":{"0":"post-35115","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","5":"job_listing_region-gauteng","7":"job-type-contract"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/35115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=35115"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=35115"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=35115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}