{"id":37295,"date":"2026-06-08T16:04:08","date_gmt":"2026-06-08T16:04:08","guid":{"rendered":"https:\/\/jobs.dataaxisnode.com\/southafrica\/job\/senior-property-underwriter\/"},"modified":"2026-06-08T16:04:33","modified_gmt":"2026-06-08T16:04:33","slug":"senior-property-underwriter","status":"publish","type":"job_listing","link":"https:\/\/jobs.dataaxisnode.com\/southafrica\/job\/senior-property-underwriter\/","title":{"rendered":"Senior Property Underwriter"},"content":{"rendered":"<p>CAREER OPPORTUNITY<\/p>\n<p>\tSantam Broker Services\u00a0has a career opportunity for a\u00a0Senior Underwriter: Commercial Property\u00a0in the Commercial Underwriting department which will be based at our Alice Lane Office in Johannesburg. This role will report to the Manager: Commercial Property Underwriting.<\/p>\n<p>KEY RESPONSIBILITIES<\/p>\n<p>\tDevelop and maintain all commercial products and coverages including the associated underwriting guidelines; rating; training material; system rules &amp; processes; with relevant communiques to both internal and external stakeholders.<br \/>\n\tConduct ad hoc training to both internal and external stakeholders and assist in developing and building specialist technical underwriting skills within Santam.<br \/>\n\tDevelopment of new coverages to ensure market competitiveness to meet clients\u2019 needs as the risk environment changes and to ensure market competitiveness.<br \/>\n\trk with Actuaries to determine appropriate rating structures and develop rating tools\/solutions for these classes of business for use by external business partners.<br \/>\n\tAssist internal stakeholders on more complex covers that require specialist underwriter input in respect of wording interpretations and decision making.<br \/>\n\tBe able to adjust wordings and design clauses to include or exclude cover in line with underwriting decisions and risk appetite, whilst always being aware of the impact on other covers in the commercial portfolio.<br \/>\n\tEnsure adherence to a National Survey Policy, aligned to the Santam Board\u2019s Risk Appetite.<br \/>\n\tProduce comprehensive business cases to proposals for changes to risk appetite.<br \/>\n\tAnalyse and sign-off of broker bespoke products.<br \/>\n\tEnsure SBS Growth and Profit targets are tracked and achieved.<br \/>\n\tKeep abreast of developments in global \/ local markets and claims trends<br \/>\n\tEngage with other expert underwriters in the Santam Group to ensure optimal client &amp; broker solutions.<br \/>\n\tProvide consistent and excellent service delivery in line with Santam Experience requirements.<\/p>\n<p>QUALIFICATIONS AND EXPERIENCE<\/p>\n<p>\tBachelor\u2019s degree or relevant insurance-related diploma: AIISA, FIISA, or similar.<br \/>\n\tMust be able to demonstrate property underwriting ability and expertise.<br \/>\n\tProven track record of ideally at least 10 years\u2019 experience within a Commercial Property and\/or Agricultural Underwriting environment<br \/>\n\t5 years of management experience<br \/>\n\tExtensive knowledge of (and understanding of the impact of) the relevant legislation on the business e.g. Building regulations etc. Exten<br \/>\n\tExtensive knowledge of legal terms and South African legislation.<br \/>\n\tExtensive short-term insurance knowledge including the principles of insurance and underwriting.<br \/>\n\tAdvance Computer literacy (MS Word, Excel &amp; PowerPoint).<\/p>\n<p>KNOWLEDGE AND SKILLS<\/p>\n<p>\tExceptional verbal and written communication abilities, including English communication and report-writing skills.<br \/>\n\tExceptional presentation skills.<br \/>\n\tStrong interpersonal skills with the capacity to collaborate effectively with internal and external stakeholders.<br \/>\n\tExceptional Proficiency in Commercial Property Underwriting.<br \/>\n\tStrong relationship-building, negotiation, and networking abilities.<br \/>\n\tAdvance Computer literacy (MS Word, Excel &amp; PowerPoint).<\/p>\n<p>COMPETENCIES<\/p>\n<p>\tTechnical and Underwriting Expertise<br \/>\n\tCommercial Product Development and Innovation<br \/>\n\tAnalytical &amp; Financial Acumen<br \/>\n\tEnterprise risk &amp; Governance<br \/>\n\tSystems and Process thinking<br \/>\n\tStakeholder Influence &amp; Collaboration<br \/>\n\tTechnical Communication &amp; knowledge transfer<br \/>\n\tStrategic &amp; External Market Awareness<br \/>\n\tJudgement, decision-making &amp; Accountability<br \/>\n\tService orientation and Professional Creditability<br \/>\n\tAbility to work under pressure<\/p>\n<p>Apply via company website ( http:\/\/www.santam.co.za ) or<\/p>\n<p>careers.sanlamcloud.co.za<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"author":2,"featured_media":0,"template":"","meta":{"_promoted":"","_job_location":"","_application":"http:\/\/careers.sanlamcloud.co.za","_company_name":"Santam Insurance","_company_website":"http:\/\/www.santam.co.za","_company_tagline":"Santam Limited is the largest short-term insurer in South Africa, with a market share in excess of 22%, providing short-term insurance products through broker networks and direct sales channels. The company was established in 1918 and offers personal, commercial, and corporate insurance solutions. S... read moreantam is a subsidiary of Sanlam Limited and has been listed on the Johannesburg Stock Exchange (JSE) since 1964. 1 Sportica Crescent Tyger Valley Bellville, 7530","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job_listing_region":[11],"job-types":[12],"class_list":{"0":"post-37295","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","5":"job_listing_region-gauteng","7":"job-type-full-time"},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings\/37295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/media?parent=37295"}],"wp:term":[{"taxonomy":"job_listing_region","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job_listing_region?post=37295"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/jobs.dataaxisnode.com\/southafrica\/wp-json\/wp\/v2\/job-types?post=37295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}