Risk Analyst – Market, Liquidity And Strategic Risk at CRDB Bank

CRDB Bank

Reporting Line
HEAD OF RISK

Location
DRC Head Office

Department
RISK DEPARTMENT

Number of openings
1

Job Purpose

The Risk Analyst will support the identification, measurement, monitoring, and reporting of market risk, liquidity risk, and strategic risk in line with the Bank’s risk appetite, regulatory requirements, and strategic objectives.
The role ensures effective protection of the Bank against adverse movements in foreign exchange, interest rates, liquidity exposures, and strategic execution risks, while supporting informed decision-making by Senior Management and the Board. Lubumbashi and Kinshasa.

Principle Responsibilities

A. Market Risk Management

Monitor and report FX and Interest Rate Risk in the Banking Book (IRRBB) exposures
Track daily market risk indicators (open FX positions, sensitivities)
Conduct stress testing and scenario analysis (currency shocks, interest rate movements)
Ensure compliance with internal limits and regulatory thresholds
Analyse macroeconomic trends and their impact on the Bank’s portfolio

B. Liquidity Risk Management

Monitor liquidity positions (short-term and structural liquidity)
Prepare and monitor Liquidity Coverage Ratio (LCR) and funding concentration
Conduct liquidity stress testing (deposit withdrawals, market disruptions)
Support the development and review of the Contingency Funding Plan (CFP)
Analyse maturity mismatches and funding gaps

C. Strategic Risk Management

Support identification and assessment of strategic risks (market competition, regulatory change, business model shifts)
Participate in risk assessment of new products and strategic initiatives
Monitor execution risks against strategic objectives
Provide risk insights to Senior Management and Board Risk Committee

D. Risk Reporting & Analytics

Prepare monthly and quarterly risk reports for Senior Management and Board Risk Committee
Develop dashboards and Key Risk Indicators (KRIs) for Market, Liquidity, and Strategic risks
Provide forward-looking risk insights and early warning indicators

E. Policy & Compliance

Support development and review of Market, Liquidity, and Strategic Risk policies
Ensure compliance with Central Bank regulations and Basel III requirements

F. Risk Systems & Data Management

Maintain risk models, monitoring tools, and analytical spreadsheets
Ensure accuracy and integrity of risk data and reporting
Support automation and enhancement of risk reporting systems
Set up trade deals in the Calypso Treasury Management System

G. Stakeholder Collaboration

Collaborate with Treasury (Front & Back Office), Finance, and Business Units
Provide risk advisory input into business decisions and product development

Qualifications Required

·       Bachelor’s degree in Finance, Economics, Accounting, or related field
·       Professional certifications (FRM, PRM, CFA) are an added advantage
·       2–5 years of experience in Risk Management, Treasury, or Financial Analysis
·       Banking experience is strongly preferred

CRDB Commitment

CRDB Bank is dedicated to upholding Sustainability and ESG practices and encourage applicants who share this commitment. The Bank also promotes an inclusive workplace, hence applications from women and individual with disabilities are encouraged.
It is important to note that CRDB Bank does not charge any fees for the application or recruitment process, and any requests for payment should be disregarded as they do not represent the bank’s practices.
Only Shortlisted Candidates will be Contacted.

2026-05-08

Employment Terms
PERMANENT

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To apply for this job please visit careers.crdbbank.co.tz.

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