About Malinzi Credit Limited
\nAt Malinzi Credit Limited, we specialize in providing affordable loans at competitive rates to Zambian civil servants and the general public. As a growing lending company, we pride ourselves in our quick processing times, flexible repayment options, and excellent customer service.
\nThe Role
\nWe\u2019re seeking a results-driven Loan Sales Consultant to join our dynamic team, with a primary focus on processing and managing our civil servant loan portfolio while also handling standard personal loans. The ideal candidate should be passionate about helping clients access the financial support they need while ensuring the company\u2019s loan book is consitently well performing.
\nKey Responsibilities<\/p>\n
Process loan applications for civil servants through the government payroll deduction system
\nEvaluate standard loan applications for non-government employed clients
\nConduct thorough credit assessments and verify applicant documentation
\nLiaise with government departments to verify employment status and salary detail
\nMaintain excellent relationships with HR representatives across civil service departments
\nAchieve monthly sales targets while minimizing default rates
\nEducate clients about our loan products, terms, and conditions
\nFollow up on loan repayments and manage early-stage collections when necessary
\nEnsure strict compliance with lending regulations and company policies<\/p>\n
Requirements<\/p>\n
Diploma or degree in Banking, Finance, Business, or related field
\n1-2 years\u2019 experience in money-lending, microfinance, or banking is required (experience with civil service loans is a plus)
\nSolid understanding of Zambian civil service structures and payroll systems
\nStrong knowledge of credit risk assessment techniques
\nExcellent sales and negotiation skills
\nProficiency with loan management software and MS Office applications
\nTarget-oriented mindset with ability to work under pressure
\nOutstanding communication and customer service skills
\nHonest and professional<\/p>\n
We Offer<\/p>\n
A basic salary plus attractive commission incentives
\nPerformance bonuses for meeting and exceeding targets
\nComprehensive training on civil service loan procedures
\nCareer advancement opportunities within a growing company
\nCollaborative and energetic work environment<\/p>\n
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