{"id":6667,"date":"2025-12-08T08:02:28","date_gmt":"2025-12-08T08:02:28","guid":{"rendered":"https:\/\/jobs.dataaxisnode.com\/zambia\/job\/submit-cvs-new-recruitment-at-misika-cash-express\/"},"modified":"2026-03-17T00:14:13","modified_gmt":"2026-03-17T00:14:13","slug":"submit-cvs-new-recruitment-at-misika-cash-express","status":"expired","type":"job_listing","link":"https:\/\/jobs.dataaxisnode.com\/zambia\/?post_type=job_listing&p=6667","title":{"rendered":"Submit CVs-New Recruitment at Misika Cash Express"},"content":{"rendered":"

JOB ADVERTISEMENT
\nABOUT US
\nEstablished in 2019, Misika Cash Express (MCE) Limited is a microfinance institution that has been offering financial assistance to marketeers who are financially incapacitated to boost their businesses at affordable interest rates. Our goal has been to help people, especially the minority groups with limited financial muscles to take their businesses to greater heights.
\nHowever, the institution has recently halted the provision of its services to marketeers and is now focused on offering salary advances to people working in government institutions. Here, we aim at providing financial services to civil servants with emergent and other short-term needs at affordable interest rates. In order for the company to achieve its goals, job openings have been created for the following positions:
\n1.0 SALES MANAGER (01)
\nWe are seeking an experienced Sales Manager to lead our sales team in order to achieve the company\u2019s sales targets. Primary Responsibilities:
\n\u2022 Sales Strategy: Develop and implement sales plans to expand the institution\u2019s customer base and increase market presence
\n\u2022 Team Management: Manage, coach, and motivate the sales team to achieve sales targets
\n\u2022 Client Relationship Management: Build and maintain strong relationships with clients, understanding their needs and providing tailored solutions
\n\u2022 Sales Performance Analysis: Analyze sales data, identify trends, and adjust sales strategies accordingly
\n\u2022 Market Research: Stay up-to-date with market trends, competitor activity, and new products
\n\u2022 Reporting: Present sales reports and forecasts to management
\n\u2022 Product Knowledge: Ensure in-depth knowledge of microfinance products and services
\n\u2022 Compliance: Ensure adherence to regulatory requirements and company policies
\nRequirements:
\n\u2022 Diploma in Business Administration, Marketing, or any other related field
\n\u2022 Proven experience in sales management, preferably in microfinance
\n\u2022 Strong leadership, communication, and analytical skills
\n\u2022 Knowledge of microfinance products and services
\n\u2022 Ability to work independently and manage multiple tasks Preferred Qualifications:
\n\u2022 2 to 3 years of experience in lending or financial services
\n\u2022 Strong networking and negotiation skills
\n\u2022 Relevant certifications or training
\n2.0 LOAN OFFICER (01)
\nJob Summary:\u00a0We are looking for a motivated and results-driven Loan Officer to join our team. The successful candidate will be responsible for sourcing, evaluating, and managing a portfolio of loans.
\nKey Responsibilities:
\n\u2022 Identify and evaluate loan applications from clients
\n\u2022 Conduct financial analysis and assess creditworthiness
\n\u2022 Prepare and present loan proposals to credit officers
\n\u2022 Manage and monitor loan portfolio
\n\u2022 Provide excellent customer service and support to clients
\n\u2022 Meet sales and portfolio growth targets
\n\u2022 Collaborate with team members to achieve branch objectives
\nRequirements:
\n\u2022 Diploma in Finance, Business, or related field
\n\u2022 1-2 years of experience in microfinance or banking
\n\u2022 Strong analytical and communication skill
\n\u2022 Ability to work in a fast-paced environment
\n\u2022 Fluency in local languages an added advantage
\n3.0 CREDIT OFFICER (01)
\nJob Summary:\u00a0We are looking for an experienced Credit Officer to join our team, responsible for assessing and managing credit risk, making informed credit decisions, and ensuring compliance with lending policies and regulatory requirements. A successful candidate will also be responsible for managing and recovering overdue accounts, minimizing losses, and maintaining strong relationships with clients.
\nKey Responsibilities:
\n\u2022 Evaluate credit applications, credit history, and other relevant data to determine creditworthiness
\n\u2022 Assess and manage credit risk, identifying potential risks and recommending mitigation strategies
\n\u2022 Make credit decisions, approving or rejecting loan applications based on institution\u2019s policies and procedures
\n\u2022 Monitor and manage existing credit portfolios, identifying early warning signs of potential defaults
\n\u2022 Prepare and present credit reports and recommendations to management and Board of Directors
\n\u2022 Contact and negotiate with delinquent clients to arrange payment plans and settlements
\n\u2022 Manage and update accounts receivable, ensuring accurate records and timely follow-up
\n\u2022 Identify and report potential credit risks, recommending strategies to recover debts
\n\u2022 Collaborate with operations team to resolve account issues
\n\u2022 Meet or exceed collections targets and performance metrics
\nRequirements:
\n\u2022 Diploma in Finance, Accounting, or related field
\n\u2022 1-2 years of experience in credit analysis, collections or related field
\n\u2022 Strong analytical and problem-solving skills
\n\u2022 Excellent communication and negotiation skills
\n\u2022 Knowledge of lending regulations and credit risk management principles
\n\u2022 Ability to work in a fast-paced environment and meet targets
\n\u2022 Basic computer skills and familiarity with collections software Preferred Qualifications:
\n\u2022 Experience with credit risk management software
\n\u2022 Strong understanding of industry trends and market conditions
\n4.0 ACCOUNTS ASSISTANT (01)
\nJob Summary:\u00a0We are looking for an organized Accounts Assistant to support our finance team, ensuring accurate and timely processing of transactions, reconciliations, and reporting. Key Responsibilities:
\n\u2022 Process and reconcile transactions, including loan disbursements and repayments
\n\u2022 Maintain accurate accounting records and ensure compliance with internal controls
\n\u2022 Assist in preparation of financial reports and statements
\n\u2022 Support month-end and year-end accounting processes
\n\u2022 Collaborate with teams to resolve account queries and discrepancies
\n\u2022 Ensure regulatory compliance and risk management
\n\u2022 Provide strategic financial guidance to management
\nRequirements:
\n\u2022 Diploma or degree in Accounting, Finance, or related field
\n\u2022 1-2 years of experience in accounting or related role
\n\u2022 Strong organizational and analytical skills
\n\u2022 Proficiency in accounting software and MS Excel
\n\u2022 Attention to detail and accuracy Preferred Qualifications:
\n\u2022 Experience with lending institution\u2019s accounting systems
\n\u2022 Knowledge of accounting standards and regulations
\n\u2022 Strong communication skills
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