Talent House Ltd
About Talent House Ltd:
We are a leading recruitment and HR consulting firm that operates as a link between people and companies in achieving a shared purpose. We offer creative, effective and flexible solutions that not only help individuals discover their career paths but provide organizations with talent they can recruit, develop and retain.
About the role:
Mighty Fin is seeking a highly analytical Credit Risk Analyst with direct experience in digital lending, microfinance risk management, and credit analytics. This is not an entry-level analyst role. The candidate must already understand how to manage fast-moving lending portfolios in emerging markets and should be comfortable working with alternative data, behavioral scoring, fraud monitoring, and delinquency analytics.
Key Responsibilities:
Monitor and optimize portfolio risk performance
Conduct borrower and sector risk analysis
Support credit policy refinement and scorecard development
Analyze repayment behavior and delinquency trends
Detect fraud patterns and suspicious lending behavior
Produce risk dashboards and portfolio reporting for management
Desired Skills and Experience
Minimum 3–5 years experience in:
Microfinance
Digital lending
Banking risk
Fintech credit operations
Strong understanding of:
PAR analysis
Vintage analysis
Roll rates
Collections analytics
Fraud risk monitoring
Credit scoring methodologies
Experience analyzing unsecured consumer or SME lending portfolios
Experience working with high-volume loan books
Ability to independently identify portfolio deterioration trends and recommend corrective action
Strong Excel skills required
Experience with SQL, Power BI, Python, or analytics systems is a strong advantage
Compensation:
The incumbent will receive a competitive salary commensurate with experience.
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To apply for this job please visit talenthousepeople.com.