Job Region: Gauteng

Pricing Strategy & Architecture

Own end-to-end pricing strategy across retail banking, business banking and credit products
Design and implement a coherent pricing architecture that balances revenue growth, competitive positioning and customer fairness
Develop pricing frameworks for new product launches and market entries, working closely with Product and Commercial teams
Build Kuda’s pricing governance framework — defining decision rights, approval processes and escalation paths

Analytics & Commercial Modelling

Build the analytical infrastructure for pricing: elasticity models, competitive benchmarking, margin analysis and scenario modelling
Conduct rigorous analysis of fee structures, interchange economics, interest rate margins, FX spreads and credit pricing across all products
Design and run pricing experiments (A/B tests, conjoint analysis, willingness-to-pay studies) to move us from gut-feel to evidence-based pricing decisions
Develop dashboards and reporting to give leadership real-time visibility into pricing performance and revenue drivers

Product-Specific Pricing

Retail Banking: Optimise pricing for account tiers, transfer fees, card fees, savings rates and FX margins — balancing growth with unit economics
Business Banking: Design pricing models for merchant services, payroll, collections, and business accounts that reflect value delivered to SMEs
Credit: Work with the Credit team to refine risk-based pricing, ensuring loan pricing adequately reflects cost of funds, expected losses and target returns while remaining competitive

Cross-Functional Leadership

Partner with Product, Finance, Risk, Compliance and Commercial teams to embed pricing into product development and go-to-market processes
Educate the organisation on pricing principles — build internal capability so pricing thinking is distributed, not siloed
Represent pricing in leadership discussions, board reporting and investor conversations
Monitor regulatory developments affecting pricing (e.g. CBN fee guidelines, consumer protection regulations) and ensure compliance

Requirements

9+ years of experience in pricing, commercial strategy or revenue management, with significant time spent in financial services (banking, fintech, payments or lending)
Deep expertise in at least two of: retail banking pricing, business/merchant pricing, or credit/lending pricing
Strong quantitative skills — comfortable building pricing models, running statistical analyses and interpreting complex data
Experience designing and executing pricing experiments and willingness-to-pay research
Track record of building pricing functions or capabilities in organisations where pricing was previously underdeveloped
Excellent communication skills — able to translate complex pricing analysis into clear recommendations for senior stakeholders
Commercial mindset with genuine empathy for customers — understands that good pricing creates value for both sides

Advantageous: 

Experience in African or emerging market financial services
Background in management consulting with a focus on pricing or commercial strategy
Familiarity with regulatory pricing environments (CBN, FCA or equivalent)
Experience with pricing software tools (PROS, Vendavo, Pricefx or custom-built systems)
SQL proficiency and comfort working with data engineering teams

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Job Purpose

The role of Finance Manager: Financial Planning & Analysis is an exciting opportunity for an enthusiastic individual looking to grow their career in finance. Reporting to the Senior Manager: Financial Planning & Operations, this position is ideal for someone eager to learn, develop their skills, and make a positive contribution.
In this role, you will support the finance team with key tasks such as gathering financial data, preparing reports, and assisting with financial planning and analysis. You will have the opportunity to learn from experienced professionals, including the Senior Manager and other team members, and gain exposure to how financial decisions are made across Discovery Vitality RSA.
As a Finance Manager: Financial Planning & Analysis, you will work closely with teams involved in Financial Reporting, Member Benefit Payments, Data Operations, Actuarial, and Product Research & Development. You will help collect and organise financial information, assist with basic financial modelling, and contribute to understanding partner relationships and commercial arrangements.
Attention to detail and a willingness to learn are key to success in this role. You will help the team uncover valuable insights from financial data and communicate findings in a clear, straightforward way. Your work will help support the overall financial goals of Discovery Vitality and contribute to making a difference in the lives of our members and communities.
If you are motivated, curious, and ready to grow your expertise in a collaborative environment, this is your opportunity to build on your career and help support Discovery Vitality’s purpose: making people healthier and enhancing lives.

Areas of responsibility includes but is not limited to:

Acting as a technical authority, the incumbent will provide advanced expertise in forecasting, budget preparation, and thorough analytical functions. Responsibilities include, but are not limited to, the following areas:
Overseeing and analysing revenue, expenses, capital investments (CAPEX), and cash flow to enable effective financial planning and informed decision-making.
Extracting, transforming, and conducting detailed analysis of data to support business intelligence and strategic decisions.
Developing and maintaining robust financial models that guide strategic planning and resource distribution.
Compiling and presenting additional financial analyses that deepen understanding of financial outcomes and highlight areas for improvement.
Evaluating and modelling data related to partners, products, channels, or markets, and relaying insights to the commercial team or other relevant stakeholders.
Proactively seeking and implementing process enhancements, such as automating tasks and integrating AI into daily functions.
Establishing and enforcing adequate controls to guarantee the accuracy of outputs.
Ensuring deliverables are completed precisely and on schedule, with effective stakeholder engagement throughout each phase.
Building and maintaining strong working relationships with both external partners and internal teams, fostering collaboration to achieve business goals.
Preparing, reviewing, and delivering detailed reports and analytical outcomes for presentation to various forums, stakeholders or for line manager, ensuring the information is clear, accurate, and actionable.
Demonstrating a commitment to ongoing professional growth and self-development to remain current with technical skills and industry expertise.

Personal Attributes and Skills

Curious mindset
Excellent analytical and problem-solving skills
The ability to understand and work with undefined parameters
Impeccable attention to detail and accuracy
Passionate about investing time to analyse, understand and report on data, products and processes
Confident people person eager to create and maintain and build relations and manager stakeholders
Excellent time management skills with the ability to work and manage a team under pressure to meet strict deadlines
Excellent written and oral communication skills
Ability to deal with complex issues and migrate between detail and high-level requirements
An interest in basic financial modelling and data analysis
Must have integrity and be ethical in decision-making
A strong desire for professional development and a high learning potential

Minimum Education & Working Experience

Minimum professional qualification required: CA (SA) or CIMA qualifications
At least 3 -5 years’ plus post-qualification experience
Advanced experience with data analytics, financial modelling experience and/or qualifications or consultancy experience post articles, especially in valuations or other areas requiring forecasting and analytics skills
Previous experience in a similar financial planning role
Extensive experience working with MS Office packages, including Excel, Word & PowerPoint with a keen interest and/or experience with the application of AI
Financial Services experience

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Description

Report on departmental performance by monitoring progress against targets, highlighting achievements and concerns, and preparing quarterly (or ad hoc) reports for submission. 
Manage operational performance through regular tracking, identifying deviations from targets, and implementing corrective actions monthly or as required.
Ensure overall compliance for Enaex Africa, align with local and corporate regulations by staying informed, executing compliance measures, monitoring outcomes, and resolving any non-compliance issues monthly or as necessary. actions to align, monitor and manage compliance and address areas of non-compliance monthly and as required.
Oversee business process development and implementation by leading process mapping, evaluating efficiency and relevance, ensuring compliance, detecting anomalies, and applying corrective actions as needed.
Ensure compliance with departmental policies by tracking adherence, identifying issues, and enforcing corrective measures as required.
Manage departmental systems and processes by assessing usage, identifying improvement opportunities, and implementing initiatives to enhance functionality and adoption.
Monitor regulatory and compliance requirements by reviewing legislative changes and updating internal policies and procedures accordingly.

Data Reliability & Governance

Ensure data is reliable, clean, structured, and future-proof to enable trusted decision-making and digital adoption across the business.
Establish and enforce data standards that promote credibility, accessibility, and long-term usability.
Strengthen governance frameworks to ensure data integrity across platforms.

Systems Compliance & Documentation

Adhere to and enforce documentation standards and digital build procedures.
Identify gaps in system, platform, and architectural documentation, ensuring completeness and audit readiness.
Promote compliance with established digital governance frameworks and policies.

Solution Design, Rollout & Change Enablement

Ensure digital initiatives are practical, operationally aligned, and value-driven.
Engage with operations to translate business requirements into fit-for-purpose digital solutions.
Implement and manage rollout of digital initiatives, including structured change management and proper handover.
Develop and deliver digital platform training and training materials (non-operational focus).

Data Platforms & AI Enablement

Design, build, and continuously evolve scalable and intelligent data platforms aligned with company growth ambitions.
Enable advanced analytics, modelling, automation, and adoption of market-leading AI tools.
Drive innovation by embedding AI capabilities into core business processes to enhance competitiveness.

International Integration & Cloud Governance

Align local digital solutions with international best of breed systems and practices across global branches.
Identify opportunities for integration and standardisation of digital platforms.
Establish local ownership and governance over data hosted in global cloud environments.

Infrastructure Optimisation & Redundancy Elimination

Evaluate and redesign digital infrastructure to minimise hardware dependency and reduce redundancy.
Replace outdated hardware solutions with scalable software-driven alternatives where appropriate.
Improve system resilience, scalability, and cost efficiency.

Mentorship & Digital Capability Development

Mentor and guide junior developers and data analysts, fostering technical growth and innovation.
Promote digital literacy across the organisation and advocate for AI driven transformation.
Act as a digital thought leader, cultivating creativity and forward-thinking technology adoption.
Manage SHE implementation by ensuring comprehensive training programs are delivered, completed by all relevant employees, and any training gaps or noncompliance are promptly addressed.
Monitor SHE performance by defining clear standards and timelines for monitoring activities, ensuring timely execution, and resolving identified issues within set deadlines.
Ensure ongoing SHE compliance through regular review of practices, identification of noncompliance, and timely corrective action.
Manage stakeholder relationships by engaging internal and external stakeholders, offering input and feedback, and fostering collaboration as needed.
Engage with industry stakeholders by identifying strategic issues, representing the organisation, contributing to industry initiatives, and addressing sector-related concerns as they arise.
Manage service providers by defining and negotiating service level agreements, monitoring performance against agreed standards, and implementing corrective actions monthly or as required.
Recruit employees in line with the EE targets by conducting interviews, evaluating candidate performance, and providing timely feedback as needed.
Manage resourcing by assessing workload demands and securing appropriate staffing to support operational output.
Oversee employee performance by setting clear expectations, monitoring delivery, giving regular feedback, addressing performance issues, and implementing corrective actions monthly or as required.
Support employee development by identifying development needs in line with departmental training needs analysis, facilitating skills enhancement, mentoring team members, and tracking improvement on a monthly basis or as necessary.

Requirements

Bachelor’s degree in data engineering, Information Systems, or related field.
Business related Post Graduate Diploma NQF level 7 or higher
Cloud certifications (AWS, Azure, GCP) or Data Engineering credentials preferred
7+ years in Digital development and integration experience.
7+ years in a Data Engineering or related technical role.

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The Manager Finance performs a wide range of accounting and financial management duties in accordance with established accounting standards, internal controls, and regulatory requirements. The role provides technical accounting support to the Regional Finance Director and the Accounting and Finance Teams across multiple jurisdictions. The Manager Finance  is responsible for overseeing financial operations, ensuring strong governance, maintaining accurate financial reporting, and supporting compliance with corporate, tax, payroll recording,and statutory requirements.

Key responsbilities:

Financial Reporting & Accounting

Summarise current financial status by collecting information, reviewing, assisting, and/or preparing statements of financial position and profit and loss for companies in our jurisdictions
Liaise with and prepare financial reporting for African entities
Substantiate financial transactions by auditing supporting documentation
Maintain accounting controls by preparing, updating, and recommending financial policies and procedures
Verify, allocate, post, and reconcile financial transactions
Analyse financial information and summarise financial results for management
Review general ledger reconciliations to ensure accuracy and compliance
Support month-end close processes, including journals, reconciliations, and reporting
Assist with year-end close procedures and prepare audit schedules for external auditors.

Operational Finance and Internal Controls

Reconcile financial discrepancies by collecting and analysing account information
Develop, document, and maintain business processes and accounting policies to ensure strong internal controls
Conduct financial and multiplier reviews of engagement performance
Provide guidance and support to accounting clerical staff.

Payroll Accounting and Allocations

Assist with SDH rate calculations
Perform salary variance calculations for the AIM region
Validate payroll allocations before uploading to SAP
Ensure all payroll entries are accurately captured in SAP
Verify salary transfers before release
Reconcile salary bank accounts and salary creditors before payment
Process all salary-related third-party payments
Investigate ad hoc payroll-related queries from a finance perspective
Manage cross-charging of payroll costs across regions based on engagement assignments.

Tax Compliance and Regulatory Accounting

Perform hypothetical tax accounting
Manage tax equalisation/protection accounting and perform reconciliations
Apply general knowledge of corporate tax, income tax, and employee tax to ensurecorrect treatment and compliance
Review transactions to ensure accurate employee tax (PAYE/UIF/SDL) allocation and adherence to tax legislation
Manage compliance for South African Reserve Bank (SARB) applications, exchange control reporting, and related regulatory requirements
Apply detailed knowledge of the VAT Act to ensure correct VAT classification, submission preparation, reconciliation, apportionment calculations, and
Treatment of zero-rated/exempt supplies.

Client and Stakeholder Engagement

Contribute to strong client relationships through positive, professional engagement with client personnel
Communicate work status, challenges, and escalations to Managers and/or the Director
Collaborate with internal teams to resolve complex accounting or compliance queries.

Requirements

Education and Experience

Bachelor’s Degree in Finance, Accounting, or related field
Equivalent practical experience in financial management, accounting, or auditing roles
Minimum strong working knowledge and practical application of IFRS
Proven experience preparing financial statements
Experience with general ledger functions and month-end/year-end close processes
Working knowledge of South African Reserve Bank regulations and exchange control requirements.

Technical Skills

Detailed, technical knowledge IFRS application in operational finance
General knowledge of corporate tax, company income tax rules, and compliance obligations
Working knowledge of employee tax requirements (PAYE, UIF, SDL)
Detailed, technical knowledge of the VAT Act and application in operational finance
Ability to interpret standard contract terms and apply correct accounting treatment
Strong organisational and critical thinking skills
High level of accuracy and attention to detail
Advanced spreadsheet skills and strong computer literacy.

Behavioral and Professional Competencies

Ability to manage multiple deadlines and work under pressure
Strong written and verbal communication skills
Ability to work independently as well as in a team environment
Ability to manage confidential information with discretion
High levels of accountability, integrity, and professionalism.

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Job Description

Managed People Solutions is looking for a dynamic, results-driven Field Merchandising Manager to join our team in Gauteng! If you are passionate about leading teams, driving performance in trade, and delivering exceptional client service, this is your opportunity to make an impact.
The Field Merchandising Manager will lead and manage the merchandising team in trade, ensuring all client and MPS KPIs are consistently achieved. This includes call cycle compliance, execution excellence, achieving call targets, training merchandisers, and managing client relationships.

Key Responsibilities

Manage merchandising operations within budget, ensuring no overspending
Ensure all client trade visits meet high standards of execution
Deliver excellent customer service through effective communication and issue resolution
Build and maintain strong client relationships
Plan and manage call cycles to achieve monthly targets
Lead, coach, and manage the merchandising team, including weekly meetings
Oversee Repforce administration (store updates, surveys, and data accuracy)
Spend sufficient time in trade supporting and developing merchandisers
Monitor daily activity to ensure KPI and call target achievement
Ensure vehicle inspections are completed and issues are escalated and resolved
Align with sales teams and KAMs on promotional grids and execution
Support the team in executing promotions according to client requirements
Identify training needs and coordinate development initiatives
Resolve escalated queries and operational challenges efficiently
Stay updated on industry trends, challenges, and changes
Provide accurate call data for invoicing by the 20th of each month
Compile and present insightful reports to clients and management
Assist with ad hoc projects as required

Requirements & Experience

BCom in Business Management or a related field
Minimum 2 years experience in a merchandising regional or national management role
3–5 year’s experience in sales and merchandising within an FMCG environment

Knowledge of:

Liquor Legislation
Competition Act
Consumer Protection Act
Valid driver’s license
Own reliable vehicle and willingness to use it for work purposes

Key Skills

Strong leadership and people management
Merchandising and operational expertise
Excellent communication and relationship-building skills
Strong organizational and problem-solving abilities

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s.simplify.hr